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Welcome to this exquisite property nestled on a quiet cul de sac in the Holland Patent School District. A custom ranch home, meticulously built in 1988, offering the epitome of easy one-floor living, combining modern comforts with timeless elegance. Spanning over 1, 900 square feet of interior living space on the main level, the home features a well thought out floor plan designed for both practicality and great living. Pulling into the home, one will immediately be struck by the modern vibe, clean lines, and of course, the new supersized, paved driveway. The foyer entrance holds seating and closet space and is certainly welcoming to family and guests. The floor plan opens from the foyer into the large living and dining room. The space allows for any number of soft seating arrangements, centered by the wood burning fireplace and solid masonry surround. A massive deck and private backyard, which backs up to a wooded border. 33 foot radiant pool package installed in 2018. A custom designed sauna building newly installed in 2025 and offering a luxurious 4 season spa experience out your back door! The eat in kitchen with BRAND NEW quartz countertops, ample cabinetry, and stainless appliances. Beyond the kitchen is an ample laundry room, a half bath, and a supersized coat closet. Just past the closet is the attached 2 stall garage AND a third attached garage that is currently the family gym. The opposite end of the home holds two large bedrooms and a master suite. Both the guest bathroom and master bath experienced a full renovation in 2024. An energy efficient basement is fully finished and is currently set up with a very large family room and custom bar, a guest bedroom, and a guest suite with a separate living area. Other key improvements include new roof and sheathing in 2021, gutters in 2021, and freshly painted deck. Public water, natural gas, and fiber optic high speed internet. This home represents a rare opportunity to own a wonderful home offering a beautiful lifestyle, set in a picturesque landscape and minutes to the main city hubs of Utica and Rome, Griffiss business park, and Wynn Hospital. Start living the country life you have always dreamed of!
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Our Executive Mortgage Banker:
$419,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $335,920 | $335,920 | $335,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $660 | $660 | $660 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,012 | $2,096 | $2,767 |
| Total Monthly Payment | $2,747 | $2,831 | $3,502 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.