6870 SW 109TH LANE, Ocala, FL, 34476 | $289,900

One or more photo(s) has been virtually staged. NOT in a 55+ Community. Home Warranty and Transferable Structural Warranty! This nearly brand-new residence offers the pristine quality of new construction without the wait, perfectly positioned in the heart of Southwest Ocala. Unlike many properties in the area, this home is located in a vibrant, multi-generational neighborhood offering the freedom and flexibility modern buyers crave. From the elegant crown molding that frames the rooms to the carefully curated designer lighting, every corner reflects a sophisticated touch. At the center of it all is a grand kitchen designed for the ultimate host. With its expansive layout and premium finishes, it serves as the perfect stage for holiday gatherings or casual weekend brunch. Outside, the property features a manageable, fully fenced-in yard, offering the perfect balance of privacy and low-maintenance living—ideal for pets or a private patio retreat without the burden of heavy weekend yard work. Best of all, convenience is right at your doorstep. You are tucked away in a quiet enclave just five minutes from Publix, local shopping centers, and a variety of top-rated restaurants, ensuring you never have to travel far for the essentials.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 85 x 102
  • Laundry: Inside, Laundry Room
  • Style: Custom
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,624
  • Acreage: 0.2
  • Lot Size: 85 x 102
  • Est. Taxes: $3,890
  • HOA Fee: $1,137 Annually
  • Lot Desc: Cleared, Private
  • View: Trees/Woods
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Refrigerator
  • MLS#: OM721216
  • Days on Market: 70 days
  • Website: https://www.raveis.com
    /prop/OM721216/6870sw109thlane_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/29/2026 12:52:51 AM)
Listing courtesy of COLDWELL REALTY SOLD GUARANTEE   Phone: 352-209-0000

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

6870 SW 109TH LANE, Ocala, FL, 34476

$289,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $231,920 $231,920 $231,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $324 $324 $324
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,389 $1,447 $1,910
Total Monthly Payment $1,788 $1,846 $2,309

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.