3201 PHONETIA DRIVE, Deltona, FL, 32738 | $389,900

One or more photo(s) has been virtually staged. **Welcome to your own private Florida retreat — a rare corner-lot pool home offering 4 bedrooms, 3 full bathrooms, flexible in-law suite potential with private entrance, and an outdoor entertaining setup that feels like a vacation in your own backyard!**

This beautifully maintained home has been lovingly cared for by the same family since it was built and is packed with upgrades, flexibility, and unique features today’s buyers are searching for. Step inside to discover a spacious and functional floor plan with multiple living and dining areas perfect for entertaining or everyday living. The kitchen features warm all-wood cabinetry, abundant storage space, a large pantry, stainless steel appliances, adjustable LED lighting, and plenty of room for gathering with family and friends. Durable tile flooring runs throughout most of the home, while one bedroom features newer carpet for added comfort.

One of the standout features of this property is the flexible layout, including a private bedroom suite with its own exterior entrance and direct access to the pool area — ideal for an in-law suite, guest retreat, home office, or multigenerational living setup. The largest bedroom also includes its own split A/C unit for personalized comfort and energy efficiency.

Outside is where this home truly shines! Enjoy Florida living year-round with a large screened pool and spa area, oversized covered lanai with fans and lighting, and plenty of room for entertaining, BBQs, or relaxing evenings outdoors. The backyard is fully fenced and also features mature tropical landscaping with mango, plum, and banana trees. Additional exterior features include hurricane shutters, an extended driveway with ample parking, generator hookup, professionally built utility shed, double-pane energy-efficient windows, whole-house water softener system, newer water heater (2023), and a newer roof installed in 2022.

Conveniently located near shopping, restaurants, SR-415, I-4, Orlando, Daytona Beach, and New Smyrna Beach, this property combines comfort, convenience, and Florida lifestyle living all in one incredible opportunity.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Florida
  • Year Built: 1985
  • Heating: Central, Electric, Wall Units / Window Unit
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,808
  • Acreage: 0.28
  • Est. Taxes: $1,294
  • Lot Desc: Corner Lot, City Lot, Level, Sidewalk
  • Elem. School: Sunrise Elem
  • Middle School: Heritage Middle
  • High School: Pine Ridge High School
  • Pool: Auto Cleaner, Gunite, In Ground, Lighting, Tile
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: V4949316
  • Website: https://www.raveis.com
    /prop/V4949316/3201phonetiadrive_deltona_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/31/2026 3:03:27 AM)
Listing courtesy of LPT REALTY LLC   Phone: 386-204-6398

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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3201 PHONETIA DRIVE, Deltona, FL, 32738

$389,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $311,920 $311,920 $311,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $108 $108 $108
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,868 $1,946 $2,569
Total Monthly Payment $2,051 $2,129 $2,752

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.