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Brand new roof coming prior to closing and 2021 HVAC! This spacious Chestnut Extended model offers a full-sized additional 3rd bedroom (without closet) and additional living area under air! Natural light pours throughout the home thanks to solar tubes, while ceramic tile flooring throughout the main living areas and new remote-controlled ceiling fans provides both style and easy maintenance. The kitchen is equipped with a smart LG refrigerator, stainless steel dishwasher, over the range microwave, and includes the washer and dryer, making this home truly move in ready. Step outside and enjoy the beautifully landscaped yard and fully fenced backyard, perfect for pets and outdoor enjoyment. The under air enclosed lanai allows for flexible outdoor living space. The impressive 25' x 13' open air patio features lattice fencing and decorative rope lighting, creating the perfect setting for relaxing evenings or entertaining guests. Located in Spruce Creek South allowing residents to enjoy an active lifestyle with access to golf (golf membership required), pickleball, tennis, shuffleboard, a community heated pool, fitness center, dog park, walking trails, on site dining, and a full calendar of social activities. Conveniently located near shopping, dining, medical facilities like the VA Clinic and less than 1 mile from The Villages with free nightly entertainment! This home offers the perfect blend of comfort, convenience, and community living. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $335 | $335 | $335 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,197 | $1,247 | $1,647 |
| Total Monthly Payment | $1,607 | $1,657 | $2,057 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.