21 Division Street, Warwick, NY, 10990 | $514,900
YOUR SEARCH IS OVER! Finally a long-awaited HISTORIC CHARMER in the heart of the vibrant Village of Warwick coming on market! THIS WAS A 4-BEDROOM HOME THAT WAS CONVERTED TO A 2-BEDROOM BUT IT CAN EASILY BE MADE INTO A 3 OR 4 BEDROOM HOME AGAIN. 2 1/2 BATHS! . . . RENOVATED INSIDE AND OUT IN 2015 from the studs out including: new siding; new high efficiency US K2 Boiler; new hot water heater new 200 amp service; new water conditioner/whole house water filtration system; spray foam insulation, new kitchen with Silestone countertops and more!. Current owners installed all new ductless a/c split units on each floor with 7-year warranty in 2025! Third floor has sprinkler system as required by the Town for safety with monitoring system. SALE ALSO INCLUDES ARCHITECTURAL PLANS to add an addition to the side of the home which was designed to be a fantastic first floor primary suite! FULLY FENCED BACK YARD with a large patio great for kids, pets and entertaining! OVERSIZED LOT with TWO DRIVEWAYS offer plenty of parking plus a covered carport area. DON'T MISS OUT ON THIS WONDERFUL WARWICK HOME! Near schools, shopping and public transportation!
Features
- Rooms: 10
- Bedrooms: 2
- Baths: 2 full / 1 half
- Laundry: Gas Dryer Hookup, In Hall, Laundry Room, Washer Hookup
- Style: Craftsman, Farmhouse
- Year Built: 1900
- Heating: Baseboard, Hot Water, Natural Gas
- Cooling: Ductless
- Basement: Full, Storage Space, Unfinished
- Approx Sq. Feet: 1,463
- Acreage: 0.23
- Est. Taxes: $8,322
- Lot Desc: Back Yard, Front Yard, Garden, Landscaped, Level, Near Public Transit, Near School, Near Shops, Private
- Elem. School: Sanfordville Elementary School
- Middle School: Warwick Valley Middle School
- High School: Warwick Valley High School
- School District: Warwick Valley
- Appliances: Dishwasher, Dryer, Gas Range, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Washer, Gas Water Heater, Water Softener Owned
- MLS#: 976905
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/976905/21divisionstreet_warwick_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
21 Division Street, Warwick, NY, 10990
$514,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $411,920 | $411,920 | $411,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $694 | $694 | $694 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,503 | $2,604 | $3,393 |
| Total Monthly Payment | $3,289 | $3,390 | $4,179 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535