12481 REGENCY AVENUE, Seminole, FL, 33772 | $489,000

One or more photo(s) has been virtually staged. COMPLETELY RENOVATED MOVE-IN-READY Seminole Home on Oversized Pie-Shaped Cul-de-Sac Lot | No Flood Zone | RV & Boat Parking
Set at the end of a quiet cul-de-sac on a generous pie-shaped lot, this beautifully updated solid block Seminole home offers something genuinely rare: a move-in ready property in a no flood zone where all the big-ticket items are already handled. New roof (2025), new HVAC (2026), updated electrical (2026), impact windows and doors (2023), and solar panels. Settle in and breathe easy.
The lot itself is a standout, with the kind of space and shape that's hard to find in the area, room to spread out, garden, entertain, and park the RV or boat without sacrificing your backyard.
Inside, the 3-bedroom, 2-bath layout feels bright and welcoming, with fresh paint, upgraded flooring throughout, and an updated kitchen that flows naturally into the dining area and family room. Thoughtful touches like an added pantry, updated closet doors, and built-in storage drawers make everyday living feel calm and organized. All three bedrooms comfortably accommodate queen or king furniture, and both updated bathrooms balance style with function. The primary bath also includes a bidet, a small everyday luxury that's easy to get used to.
A screened porch extends your living space outdoors, perfect for slow mornings with coffee or quiet evenings overlooking the garden.
Your backyard farmers market awaits. Mature fruit trees, raised vegetable beds, and a grape vine turn the backyard into a true Florida oasis, ideal for anyone drawn to a farm-to-table lifestyle or simply the joy of harvesting something you grew yourself. The oversized lot leaves plenty of room for entertaining, hobbies, and whatever future plans you have in mind.
Easy access to beaches, parks, shopping, and local dining means everything Seminole offers is just minutes away. A rare chance to own a home where the upgrades are done, the lifestyle is built in, and all that's left is to enjoy it.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 68 x 100
  • Laundry: Electric Dryer Hookup, In Garage
  • Year Built: 1980
  • Garage: 2-car Boat, Garage Door Opener
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,564
  • Acreage: 0.22
  • Lot Size: 68 x 100
  • Est. Taxes: $134
  • Lot Desc: Cul-De-Sac, Oversized Lot
  • Elem. School: Bauder Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: A4693228
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4693228/12481regencyavenue_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2026 8:47:07 AM)
Listing courtesy of CATALIST REALTY LLC   Phone: 386-871-4600

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12481 REGENCY AVENUE, Seminole, FL, 33772

$489,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,200 $391,200 $391,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $11 $11 $11
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,343 $2,441 $3,222
Total Monthly Payment $2,429 $2,527 $3,308

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.