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38 Emmett Terrace, New Rochelle, NY, 10805 | $725,000
Welcome to this charming Colonial nestled on a quiet cul-de-sac enclave, offering privacy, convenience, and exceptional value in a highly desirable New Rochelle location. Featuring 3 bedrooms, 2 bathrooms, and flexible living spaces throughout, this home is designed for both comfort and functionality. The main living areas flow seamlessly, complemented by a finished basement ideal for recreation, a home gym, or extended living. A dedicated office/den/flex space on the main floor provides the perfect solution for today’s lifestyle needs—whether working from home, hosting guests, or creating a playroom. The updated kitchen (April 2020) is thoughtfully designed with practical upgrades, including deep cabinet storage, a butcher block countertop , and a beautiful picture window inviting an abundance of natural light . The kitchen is perfect for maximizing both space and convenience. Step outside to your private backyard retreat—highlighted by an above-ground pool (new liner installed last summer) and a patio ideal for relaxing or entertaining. Notably, this is one of the only homes in the area with a pool, making it a rare find. The property also benefits from a unique rear setting backing up to a schoolyard, offering added privacy with no direct neighbors behind. Additional major updates include: Water heater (2025) with 6-year warranty. Windows (2017) plus updated front window and sliding glass doors (2020) with lifetime transferable warranty. Roof estimated under 10 years old. A one car garage completes the home’s functional features. Location truly sets this home apart—enjoy a walkable lifestyle with easy access to shopping, restaurants, parks, and recreation, including Glen Island Beach & Park, D’Onofrio Ballfield, Neptune Park, Davenport Park, and Eddie Foy Park, along with nearby yacht clubs and marinas. Commuters will appreciate the short drive to Metro-North and major highways, making this an ideal blend of suburban living and city accessibility. Taxes do not reflect STAR discount
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 1 full / 1 half
- Laundry: Laundry Room
- Style: Colonial
- Year Built: 1926
- Garage: 1-car
- Heating: Natural Gas, Radiant
- Cooling: Attic Fan, Wall/Window Unit(s)
- Basement: Finished
- Approx Sq. Feet: 1,453
- Acreage: 0.09
- Est. Taxes: $8,401
- Lot Desc: Cul-De-Sac
- Elem. School: Jefferson
- Middle School: Isaac E Young Middle School
- High School: New Rochelle High School
- School District: New Rochelle
- Pool: Above Ground
- Appliances: Dishwasher, ENERGY STAR Qualified Appliances, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Indirect Water Heater
- MLS#: 1000807
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/1000807/38emmettterrace_newrochelle_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
38 Emmett Terrace, New Rochelle, NY, 10805
$725,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $700 | $700 | $700 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,474 | $3,618 | $4,778 |
| Total Monthly Payment | $4,266 | $4,410 | $5,570 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535