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107 Hayward Street – Yonkers, NY Massive 10, 890 SQFT Lot | Paid-Off Solar Panels | Approx. 20–25 Minutes to NYC Welcome to 107 Hayward Street, a beautifully maintained and thoughtfully updated 4-bedroom, 3-bathroom single-family residence offering the perfect combination of comfort, efficiency, and convenience. Situated on an exceptionally rare 10, 890 SQFT lot, this property features a spacious and beautifully landscaped backyard — ideal for entertaining, outdoor dining, gardening, or simply enjoying your own private retreat. Inside, the home offers a bright and functional layout with generously sized bedrooms and three full bathrooms. Enjoy the luxury of a Jacuzzi shower on the second floor, along with numerous upgrades and modern touches throughout the home. This move-in-ready property includes several major improvements for peace of mind and long-term savings, including: • Brand-New Roof (2023) • Central Air Conditioning with New High-Efficiency Furnace • Fully Paid-Off Solar Panels, transferable to the new owner for immediate energy savings • Exceptionally Low Property Taxes *** The home also includes a full basement offering tremendous storage and future customization potential. Please note: the finished walk-out basement is not included in the home’s official square footage. ***Conveniently located in Yonkers, this property offers easy access to New York City with an approximate 20–25-minute commute, allowing you to enjoy suburban living without sacrificing city accessibility. A rare opportunity to own a spacious, energy-efficient home on a nice sized lot close to NYC.
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Our Executive Mortgage Banker:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $130 | $130 | $130 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,856 | $4,127 | $5,731 |
| Total Monthly Payment | $4,078 | $4,349 | $5,953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.