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Nicely updated 4 bedroom, 3 bath Colonial home at the end of a quiet Cul De Sac abutting conservancy land that creates a very private & peaceful environment. The property is in near proximity to the beautiful Old Lyme beaches & schools & offers quick access to i95. The home features generous appointments to include the updated & remodeled kitchen, completely updated baths & refinished hardwood throughout the living areas as well as remodeled lower level with den, exercise room & storage area with new expansive shelving. The main level includes the new eat-in kitchen with stainless appliances, granite counters, white cabinets & island, a formal dining room, family room with wood burning fireplace straddled by built-ins on either side that accesses the rebuilt deck & lower patio via a sliding door with access to the attached 2 car garage & formal living room. The upper sleeping quarter features 4 bedrooms to include a well appointed primary suite, laundry & attic access. The completely remodeled lower level features barn wood LVT in the 2 finished areas as well as added storage, new boiler, hot water heater & fuel tank. The outdoor space includes many new plantings & a very private yard which backs to conservancy land. Other improvements include new interior doors & lighting fixtures, garage doors, hatchway door, gutter guards, drainage system & newly paved driveway. Don't miss the opportunity to call this wonderful property home & be part of this terrific shoreline community
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 11.0 x 13.0 | Upper |
| Bedroom 2 | Hardwood Floor | 11.0 x 12.0 | Upper |
| Bedroom 3 | Hardwood Floor | 10.0 x 11.0 | Upper |
| Dining Room | Bay/Bow Window,Hardwood Floor | 13.0 x 14.0 | Main |
| Family Room | Balcony/Deck,Built-Ins,Fireplace,Sliders,Hardwood Floor | 14.0 x 21.0 | Main |
| Kitchen | Remodeled,Granite Counters,Dining Area,Island,Pantry,Hardwood Floor | 13.0 x 24.0 | Main |
| Living Room | Bay/Bow Window,French Doors,Hardwood Floor | 13.0 x 20.0 | Main |
| Primary BR Suite | Remodeled,Bedroom Suite,Full Bath,Walk-In Closet,Hardwood Floor | 16.0 x 17.0 | Upper |
| Rec/Play Room | Vinyl Floor | 13.0 x 24.0 | Lower |
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Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $680,000 | $680,000 | $680,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $579 | $579 | $579 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,861 | $4,132 | $5,738 |
| Total Monthly Payment | $4,532 | $4,803 | $6,409 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.