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Located in the charming South Wilson village 14 Refuge Street offers a rare opportunity just moments from the both the May River and Montage Palmetto Bluff. Built by H2 Builders and thoughtfully designed by Pearce Scott Architects, this 3-bedroom, 3. 5-bath residence blends timeless Lowcountry architecture with sophisticated design and exceptional craftsmanship throughout. From the moment you enter, the quality and attention to detail are unmistakable. 11-foot ceilings define the main living level, while wide-plank oak flooring flows seamlessly throughout the home. Stunning trim work, custom millwork, and beautifully integrated built-ins create warmth, depth, and architectural character at every turn. The kitchen is both functional and striking, featuring floor-to-ceiling cabinetry that offers abundant storage while making a dramatic design statement. Anchoring the space is a coveted La Cornue double oven and range paired with a Sub-Zero refrigerator-an exceptional appliance suite that blends performance with timeless European style. Adjacent living and dining spaces feel both refined and inviting, ideal for entertaining or relaxed everyday living. The primary suite is ideally situated on the main level, offering comfort and privacy with elegant finishes and thoughtful detailing. Upstairs, two gracious guest suites provide welcoming accommodations for family and friends, complemented by a spacious flex room, dedicated office or bunk area, and a generous second-level porch that extends the living space outdoors. A large screened porch with fireplace creates a true year-round gathering space, seamlessly connecting indoor and outdoor living in classic Lowcountry style. Expansive porches, layered textures, and carefully considered architectural details throughout the home create an atmosphere that is both elevated and effortlessly livable. Additional features include a two-car garage plus a dedicated golf cart bay, offering both convenience and the quintessential Palmetto Bluff lifestyle. Beautifully executed and impeccably maintained, 14 Refuge Street presents an exceptional opportunity in one of the Bluff's most sought-after village settings.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $3,036,000 | $3,036,000 | $3,036,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $18,202 | $18,447 | $25,619 |
| Total Monthly Payment | $18,327 | $18,572 | $25,744 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.