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Beautiful 1-bedroom, 1-bath lower-level condo located in the all-ages, pet-friendly community of Edgewater Village. This open floor plan offers a spacious kitchen featuring beautiful granite countertops, a breakfast bar, new baseboards, and LifeProof luxury vinyl flooring throughout. The large dining and living room combination provides a comfortable and inviting space for everyday living and entertaining.
Recent updates include an HVAC system installed in 2022, and a new wind mitigation report is coming soon, which may provide additional insurance savings. The water heater was replaced in 2017. This property also offers the rare benefit of assumable flood insurance at only $588 annually. Best of all, there are currently no assessments.
Enjoy your morning coffee on the paved front patio overlooking the parking area, or relax in the large enclosed rear porch complete with a storage shed for additional storage space. Residents also have access to newly updated community washer and dryer facilities.
Life at Edgewater Village is designed to be enjoyed. Residents have access to a variety of well-maintained amenities that encourage both relaxation and an active lifestyle, including a sparkling community pool, inviting clubhouse for social gatherings, tennis and pickleball courts, shuffleboard, bocce ball, and shaded picnic areas perfect for enjoying Florida's beautiful weather. Assigned parking and ample guest parking add an extra level of convenience.
Conveniently located near shopping, restaurants, entertainment, elite golf courses, and Florida's beautiful Gulf beaches, this affordable and well-maintained condo offers the perfect opportunity for year-round living, seasonal enjoyment, or investment potential.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$95,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $76,000 | $76,000 | $76,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $85 | $85 | $85 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $455 | $474 | $626 |
| Total Monthly Payment | $615 | $634 | $786 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.