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Turnbull Bay Home with Waterview beautiful Sunsets and Bay Breeze. A welcoming front porch with tongue and groove ceiling. Good for those morning breezes and beautiful sunsets. Walking or biking distance to Atlantic Center for the Arts. Driving distance to the beach, restaurants and shopping 17 min and 7. 3 miles (according to google maps) A great place for entertainment. This Cottage-style home offers high ceilings, open floor plan with well-placed windows for bright natural light. Great room finishes including fireplace, hardwood floors, and new light fixtures. Kitchen has solid surface counters, wood cabinets and upgraded appliance package. Additional butler’s pantry off dining area includes sink, good cabinet storage and counter space. Washer and Dryer are full size stack units. Primary bedroom includes bathroom with bead board trim, tiled shower and pedestal sink. Two additional bedrooms are off the common hall with access to a full hall bath. Third bedroom is presently used as an office with access to a rear-screened porch, that is currently a play area. The landscaping around the cottage is mature and lush for privacy. A garden shed in the back yard for yard tools. Paver walkways surround the cottage with a small paver sitting area beneath the shade tree. The roof is metal and all windows and doors have shutters. A whole house generator is fueled by propane. No HOA and lot size is 50x130. This home offers quiet seclusion on a dead-end street as well as a tropical feel to the neighborhood.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $297 | $297 | $297 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,797 | $1,872 | $2,471 |
| Total Monthly Payment | $2,168 | $2,243 | $2,842 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.