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Nestled within the highly sought-after community of Cobb’s Landing on Lake Tarpon, this beautifully updated move-in-ready 4-bedroom, 2-bath residence offers the perfect blend of luxury, comfort, and Florida lifestyle living. Situated on a nearly quarter-acre lot in desirable Estates at Cobb’s Landing Phase II and located in Flood Zone X, this impeccably maintained home showcases 2, 824 square feet of thoughtfully designed living space with timeless upgrades throughout. Step inside to an open and airy layout filled with natural light, highlighted by a stunning skylight in the great room, a cozy wood-burning fireplace, plantation wood shutters, and new modern baseboards throughout. Elegant 20” x 20” decorative tile flows through the main living areas, while engineered hardwood flooring adds warmth and sophistication to the bedrooms. Both the primary and guest bedroom closets were tastefully renovated in 2022 The remodeled kitchen is designed to impress with upgraded shaker-style cabinetry, new hardware, marble countertops, an oversized island, elegant drop pendant lighting, a new Samsung refrigerator, and newer appliances — creating a true chef’s and entertainer’s dream. Just off the front entrance, a dedicated room features formal built-in cabinetry and an elegant countertop bar with matching pendant lighting, offering the ideal space for entertaining guests or creating a relaxing lounge retreat. Outdoor living is equally exceptional. A brick paver walkway welcomes you to the front entrance and continues around the expansive pool area, where a large screened birdcage enclosure and covered lanai with a natural cypress wood ceiling create a private backyard oasis perfect for relaxing or entertaining year-round. A charming stepping-stone walkway is framed by low-maintenance landscaping, featuring large decorative rocks for a clean, natural, and easy-care backyard. Lush tropical landscaping and western exposure provide the ideal backdrop for enjoying Florida sunsets. The property also includes a sprinkler system, spacious 2-car garage, and numerous major updates including a new roof (12/21/2023), new HVAC system (2023), new pool pump in 2025, and new garage door opening system (07/30/2025). Residents of Cobb’s Landing enjoy access to an exceptional array of community amenities including private access to Lake Tarpon with a residents-only boat ramp, tennis courts, basketball courts, playgrounds, walking paths, parks, and a vibrant calendar of neighborhood social events. This is a rare opportunity to own a move-in-ready luxury home in one of Palm Harbor’s most desirable lakefront communities where elegance, recreation, and family-focused living come together seamlessly.
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,920 | $679,920 | $679,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | $566 | $566 | $566 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,076 | $4,131 | $5,738 |
| Total Monthly Payment | $4,734 | $4,789 | $6,396 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.