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Welcome to a truly one-of-a-kind waterfront retreat in unincorporated Clearwater’s desirable Marla Groves Estates near Dunedin. Situated on over half an acre along the shores of Harbor Lake, this fully renovated and professionally furnished property offers an exceptional blend of luxury living, resort-style amenities, and proven income potential, while also offering the rare benefit of being located outside of a flood zone with no HOA restrictions. Extensively renovated and transformed in 2025 with upgrades including a new roof (including flat roof), newly resurfaced pool, and brand-new pool heater, this expansive residence features 4 bedrooms plus an enclosed sunroom/office, 3 bathrooms, and approximately 2, 867 square feet of thoughtfully designed living space curated for both everyday comfort and unforgettable entertaining. Vaulted ceilings, hardwood flooring, designer finishes, two stunning stone fireplaces, and multiple indoor-outdoor gathering spaces create a warm yet elevated atmosphere throughout the home. Step outside into your own private lakeside oasis featuring a heated pool, expansive entertaining areas, mature landscaping, and direct access to Harbor Lake — a rare 40-acre spring-fed lake where boating, kayaking, and fishing are permitted. The oversized fenced lot includes abundant parking with room for guests, boats, RVs, and recreational vehicles.
The spacious primary suite and additional upstairs bedroom open to a large screened balcony overlooking the pool and lake, offering breathtaking sunset views and a true retreat-like experience. Whether used as a full-time residence, second home, luxury vacation property, or income-producing short-term rental, this property offers unmatched versatility. This home is currently operating as a successful high-performing Airbnb with Guest Favorite and Superhost status. Furnishings available separately for purchase, making this a potential turnkey opportunity for buyers interested in continuing short-term rental operations. Ideally positioned near Dunedin, Clearwater Beach, Honeymoon Island, MLB Spring Training fields, golf courses, shopping, dining, and Tampa International Airport. This exceptional property delivers the best of Florida waterfront living with privacy, flexibility, and lifestyle at its core. Rarely does a property combine this level of location, land, water access, renovation quality, and income potential in one offering.
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Our Executive Mortgage Banker:
Our Insurance Division:
$960,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $768,000 | $768,000 | $768,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | $512 | $512 | $512 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,605 | $4,666 | $6,481 |
| Total Monthly Payment | $5,209 | $5,270 | $7,085 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.