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***Ask about the possibility of receiving 1% reduction in interest rate and free refi. *** Located in the Bridleford Ridge community in Ladson, this lovely home offers a bright and open layout along with features you are sure to love, including a new roof installed in 2025. As soon as you enter, you'll discover the truly special living and dining rooms highlighted by soaring vaulted ceilings, a peninsula fireplace, and impressive natural light. The living room provides access to the patio and fenced backyard and flows seamlessly into the dining room with its charming bay window. The kitchen features an eat in area and sleek appliances, including a new range and microwave. Step outside to enjoy the inviting and spacious backyard, a perfect place to relax and unwind with a patio, fire pit, and several tall shady trees creating a peaceful setting. A powder room completes the main level. Upstairs, the primary bedroom features a tray ceiling, a spacious closet, and an ensuite bath complete with a dual sink vanity, step in shower, soaking tub, and walk in closet. Two additional bedrooms, a full bathroom, and a laundry room complete the interior of the home. Conveniently located just 2. 3 miles from I 26, 4. 3 miles from Charleston Southern University, 5. 2 miles from Walmart Neighborhood Market, 8. 5 miles from historic downtown Summerville, 12. 5 miles from Bosch, 14 miles from Boeing, and 14. 5 miles from Charleston International Airport, this home offers easy access to shopping, dining, and major employers. There is so much to love about this home, so why wait? Schedule your showing today. *Some images have been virtually enhanced or staged. The furnishings and decor shown are for illustrative purposes only, and the actual property may appear different in person.
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Our Executive Mortgage Banker:
$320,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $256,000 | $256,000 | $256,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,533 | $1,597 | $2,109 |
| Total Monthly Payment | $1,608 | $1,672 | $2,184 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.