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Welcome to 2101 Utsey Street, a beautifully refreshed Johns Island home offering the perfect blend of space, functionality, and community living. Situated on a desirable corner lot within one of Johns Island's most desirable neighborhoods, this move-in ready home features 5 bedrooms, 3 full baths, a detached garage, fenced backyard, and thoughtful living spaces designed for both everyday comfort and entertaining. The main level features a convenient downstairs primary suite, along with a formal dining room and a bright, open kitchen complete with quartz countertops, stainless steel appliances, an eat-in dining area, and plenty of natural light. The spacious living room flows seamlessly to the screened-in porch just off the kitchen, creating the perfect setup for entertaining guests orenjoying quiet Lowcountry evenings outdoors. Upstairs, you'll find four additional bedrooms, two full bathrooms, and a large loft space ideal for a second living area, playroom, media room, or guest retreat. The upstairs layout offers excellent functionality, with two bedrooms sharing each full bathroom for added convenience and privacy. Recent updates include brand new oak LVP flooring downstairs and fresh interior paint throughout, giving the home a bright, modern, move-in ready feel. Residents of Oakfield enjoy exceptional neighborhood amenities including a beautiful community pool with a toddler splash pad, two playgrounds, walking trails, and expansive green spaces. Known for its welcoming and highly desirable atmosphere, Oakfield offers regular community events, food trucks, neighborhood gatherings, and activities that bring neighbors together year-round. 2101 Utsey Street offers not just a beautiful home, but a lifestyle centered around comfort, connection, and Lowcountry charm.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$715,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $572,000 | $572,000 | $572,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,426 | $3,569 | $4,712 |
| Total Monthly Payment | $3,518 | $3,661 | $4,804 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.