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Welcome to 71 Dyke Road, Setauket — Custom-built ranch! Nestled in the highly sought-after Strongs Neck section of Setauket, this custom-built ranch is perfectly situated on 1. 4 private acres and offers direct water access and dock from your own backyard. Built in 2001 and meticulously maintained, this beautiful home features 4 spacious bedrooms, 2. 5 baths, soaring ceilings, an expansive eat-in kitchen that serves as the heart of the home, and a sun-filled three-season room that provides the perfect place to relax and enjoy the tranquil surroundings. The inviting living room is highlighted by a fireplace, creating a warm and welcoming gathering space. Step outside to a large wraparound composite deck overlooking the backyard and a unique heated above-ground pool, creating the ideal setting for outdoor entertaining, family gatherings, and summer enjoyment. Waterfront enthusiasts will appreciate direct water access, dock , deeded Beach and mooring rights and membership in the Little Bay Beach Association featuring a boat ramp for easy access to boating, kayaking, paddleboarding, fishing, and all that the North Shore coastal lifestyle has to offer. A massive 2, 546 sq. ft. unfinished basement with 8-foot ceilings and an outside separate entrance (OSE) offers endless possibilities for storage, recreation, a home gym, workshop, or future finished living space. Additional features include radiant heat throughout the home, central air conditioning, a heat pump system, an EV charger, a two-car garage, 14 fully paid-off solar panels, and a new roof installed in 2025 with warranty. This is a rare opportunity to own a custom-built waterfront ranch in one of Setauket's most desirable and sought-after neighborhoods.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$1,199,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $959,999 | $959,999 | $959,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.259% | 6.058% |
| Monthly Tax Payment | $2,050 | $2,050 | $2,050 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,376 | $5,833 | $8,036 |
| Total Monthly Payment | $7,551 | $8,008 | $10,211 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.