524 State Street, Hudson, NY, 12534 | $945,000

Just two blocks from the most coveted stretch of Warren Street, the State Street House is an authentic c. 1880 Victorian era townhouse that has been lovingly restored--honoring its historic character while introducing modern comforts with remarkable restraint and taste.

Behind its understated facade, the main residence unfolds in a series of luminous, airy spaces defined by soaring ceilings, original wide-plank floors, oversized windows, all draped in a palette of soft whites that amplify the home's quiet elegance. The entry opens to a gracious central hall anchored by the hand-restored original staircase and balustrade. Beyond, a generous living room is separated from the dining room by the home's original--and fully functional--pocket doors, creating an effortless flow between intimate and open gathering spaces.

At the rear of the house, the dining room--complete with a wood pellet stove-- opens onto the kitchen, powder room, and a deck overlooking the garden below. Upstairs, three sun-filled bedrooms and two full baths continue the home's serene sensibility; one bath features a soaking tub while the other offers a walk-in shower. Above it all, a substantial attic--already prepped for expansion--awaits its next chapter as a studio, guest quarters, or additional living space.

Below, the sweetest garden apartment feels like a private retreat unto itself. Framed by lush greenery and accessed through its own separate gated entrance, the one-bedroom residence is bright, calm, and exceptionally well-appointed, complete with new appliances and its own laundry.

A timeless, elegant, and effortless oasis in Hudson--steps from it all, while feeling entirely removed from the bustle beyond.

Features

  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Multiple Locations
  • Style: Victorian
  • Year Built: 1880
  • Heating: Hot Water, Pellet Stove, Separate Meters
  • Acreage: 0.05
  • Est. Taxes: $4,809
  • View: City, Mountain(s)
  • School District: Germantown
  • Appliances: Dishwasher, Free-Standing Gas Range, Gas Oven, Gas Water Heater, Refrigerator, Stainless Steel Appliance(s), Washer/Dryer, Water Heater
  • MLS#: 20262809
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/20262809/524statestreet_hudson_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Four Seasons Sotheby's Int'l R

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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524 State Street, Hudson, NY, 12534

$945,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $756,000 $756,000 $756,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.259% 6.183%
Monthly Tax Payment $401 $401 $401
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,292 $4,594 $6,380
Total Monthly Payment $4,785 $5,087 $6,873

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.