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1016 Signet Drive is a 6-bedroom, 4. 5-bath waterfront estate in the Marisol Pointe neighborhood of MiraBay, sitting on a 70-foot saltwater canal lot with direct access to Tampa Bay. Built by Park Square Homes on the Carrara floor plan, this is the largest newer home currently available in MiraBay and one of the most extensively upgraded properties in the community. The seller has invested over $100, 000 in lighting alone -- chandeliers and fixtures that have to be seen in person to be fully appreciated.
Apollo Beach is home to hundreds of dolphins and manatees that swim the canals daily, and from this address they are not something you drive to see -- they are something you watch from your own backyard. The retired golf course directly across the street has become a natural sanctuary for some of Florida's most beautiful birds, making Signet Drive one of the quietest and most naturally scenic streets in the entire community. Brand new seawalls mean zero worry and zero near-term expense for the new owner -- a significant advantage that waterfront buyers elsewhere in Florida rarely get to enjoy.
The main level is designed for both grand entertaining and everyday living. A two-story entry sets the tone immediately. The open kitchen flows into the family room and oversized breakfast nook, anchored by an large pantry with custom wooden shelving. A formal dining room, private office, and full guest suite with a separate exterior door round out the first floor, along with the primary suite featuring a gigantic walk-in closet and oversized bath. Tile floors run throughout the entire main level.
Upstairs is essentially a second home. Four additional bedrooms, a bonus room, a loft, a theatre room, and a fully equipped private kitchenette with all appliances included make this floor work perfectly for multigenerational living, long-term guests, or a luxury secondary retreat. A large balcony overlooks the canal and captures the bay breezes and water views that define life in MiraBay.
The upgrades go well beyond the aesthetics. Motorized blinds, a motorized chandelier, a whole-home water softener, and customized closets in every bedroom. Level 2 EV chargers in both garages. A generator already wired and ready to go. The gym equipment and play zone are included in the sale.
All of this sits inside MiraBay, one of the most amenity-rich communities in the Tampa Bay area at just $190 yearly in HOA fees. Residents enjoy two heated pools open year-round, a poolside cafe, an evening lounge with TVs, a 24-hour gym with dual saunas and fitness classes, tennis courts, pickleball courts, basketball courts, three parks with playgrounds, miles of walking trails winding through the community and deep into the Wolfe Creek Nature Preserve all the way to Tampa Bay, a private boat launch, and two separate kayak and paddleboard launches with free community equipment for residents and their guests. A full-time activity coordinator keeps the calendar packed year-round with food trucks, live entertainment, movies in the park, holiday events, and the beloved annual lighted boat and golf cart parade. The CDD covers seawall maintenance -- a financial benefit that waterfront homeowners elsewhere in Florida pay dearly for. Golf cart access connects residents directly to the MiraBay Shopping Village for dining, groceries, a wine bar, an ice cream shop, healthcare, salons, and more without ever touching the highway.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,432,000 | $1,432,000 | $1,432,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | $2,443 | $2,443 | $2,443 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,586 | $8,701 | $12,084 |
| Total Monthly Payment | $11,154 | $11,269 | $14,652 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.