|
Presented by
Paul Bernardi |
82 Rich St, Gardner, MA, 01440 | $329,000
Charming and move in ready 2 bedroom home located on a quiet dead end street with minimal traffic, yet conveniently close to highways, shopping, restaurants, parks, and more. This home features an open concept living, dining, and kitchen layout with beautiful hardwood floors throughout. Updated kitchen remodeled in 2020 offers stone countertops, stainless steel appliances, tile flooring, modern cabinetry, and newer windows. Cozy living room includes a stylish electric fireplace, while the dining area provides exterior access to the back deck, perfect for relaxing or entertaining. Additional features include updated bathroom, spacious primary bedroom with large walk in closet, covered front porch, 2 car carport, 4 off street parking spaces, 2022 hot water tank, and durable 50-year steel roof with transferable warranty on the main house.
Features
- Amenities: Public Transportation, Shopping, Pool, Tennis Court(s), Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Conservation Area, Highway Access, House of Worship, Private School, Public School
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full
- Laundry: Electric Dryer Hookup, Washer Hookup
- Style: Cape
- Year Built: 1930
- Heating: Baseboard, Oil
- Cooling: Window Unit(s)
- Basement: Full, Unfinished
- Approx Sq. Feet: 996
- Acreage: 0.05
- Est. Taxes: $3,732
- Lot Desc: Level
- Appliances: Water Heater, Range, Dishwasher, Refrigerator
- MLS#: 73526316
- Website: https://www.raveis.com
/prop/73526316/82richst_gardner_ma?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood, Attic Access, Lighting - Overhead | 11.3 x 11.8 | Second |
| Dining Room | Flooring - Hardwood, Exterior Access, Open Floorplan, Slider | 11.9 x 10.6 | Main,First |
| Kitchen | Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Breakfast Bar / Nook, Cabinets - Upgraded, Exterior Access, Open Floorplan, Remodeled | 11.3 x 8.7 | Main,First |
| Laundry | Electric Dryer Hookup, Washer Hookup | ||
| Living Room | Flooring - Hardwood, Exterior Access, Open Floorplan | 11.5 x 15.5 | Main,First |
| Master Bedroom | Ceiling Fan(s), Walk-In Closet(s), Flooring - Hardwood, Lighting - Overhead | 11.6 x 11.3 | Second |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Paul BernardiSales Associate
508.272.1056
Paul.Bernardi@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Ali OldhamVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2803699
508.274.0185
Ali.Oldham@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
82 Rich St, Gardner, MA, 01440
$329,000
Paul Bernardi
Sales Associate
William Raveis Real Estate
Phone: 508.272.1056
Paul.Bernardi@raveis.com
Ali Oldham
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.274.0185
Ali.Oldham@raveis.com
NMLS Mortgage Loan Originator ID 2803699
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $263,200 | $263,200 | $263,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.764% | 5.992% |
| Monthly Tax Payment | $311 | $311 | $311 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,599 | $1,685 | $2,186 |
| Total Monthly Payment | $1,985 | $2,071 | $2,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630