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Looking for a private mountain homesite near hiking, waterfalls, and outdoor recreation? 113 Columbine Way in Cliff Ridge Colony is a beautiful 0. 62-acre wooded lot at approximately 3, 000 feet elevation in one of the Upstate’s most scenic gated communities. Surrounded by natural beauty and located near Caesars Head State Park, this property provides the opportunity to build your ideal mountain retreat while remaining within easy reach of Brevard, NC, shopping, dining, concerts, and year-round outdoor adventures. Nestled in the sought-after Cliff Ridge community, this residential lot includes access to exceptional neighborhood amenities including a stocked lake with walking trail, two swimming pools with one heated, tennis courts, clubhouse, playground, and private paved roads. Residents enjoy a welcoming atmosphere with community social events throughout the year, creating a peaceful yet connected mountain lifestyle. Outdoor enthusiasts will appreciate the proximity to the Mountain Bridge Wilderness Area and DuPont State Forest, known for hiking trails, waterfalls, and mountain biking. The lot features wooded surroundings with mountain topography and is served by the community well system. A septic system will be required. Community restrictions and architectural controls help preserve the natural character and long-term value of the neighborhood. Conveniently located approximately twenty minutes from Brevard, this property combines mountain privacy with access to restaurants, entertainment, and recreation. Whether you are planning a summer getaway or a full-time mountain residence, this lot presents an excellent opportunity to enjoy the beauty and lifestyle of Cliff Ridge Colony.
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Our Executive Mortgage Banker:
$30,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $24,000 | $24,000 | $24,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $144 | $150 | $198 |
| Total Monthly Payment | $219 | $225 | $273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.