|
Welcome to 1105 Twin Oaks Circle — where location, lifestyle, and updates all come together in one of Oviedo's most desirable communities. Tucked inside the serene Twin Oaks neighborhood, this 4-bedroom, 2. 5-bath pool home offers 2, 269 sq ft of thoughtfully updated living space — just 2 minutes from the 417 and 5 minutes from the charm of Downtown Oviedo, yet completely removed from the noise of it all. The Twin Oaks community is beautifully lined with mature landscaping and a peaceful pond, while the home itself backs to conservation — giving you privacy and natural views right from your own backyard. From the moment you walk in, you feel right at home. A dedicated library/study greets you with built-in bookshelves and an abundance of natural light — the kind of space that invites you to slow down and settle in. The living room opens up through an oversized sliding glass door that flows seamlessly onto the screened-in patio and private pool area, making indoor-outdoor living effortless. Whether you're hosting or unwinding, this backyard delivers.
The kitchen has been beautifully updated with refreshed cabinetry, granite countertops, and new appliances — functional, clean, and move-in ready. Fresh interior paint throughout gives the entire home a crisp, like-new feel. The primary suite is a true retreat — featuring gorgeous vinyl flooring, a sweeping slider with serene conservation and pool views, and a spa-like bathroom complete with a soaking tub and separate walk-in shower. One of the secondary bedrooms includes a murphy bed, making it ideal as a guest room, home office, or both — a flexible bonus that buyers rarely find included. This home has been well maintained with many new and replaced items including: Roof (2022) · Chimney rebuilt (2022) · Gutters (2023) · A/C Air Handler (2024) · Pool Pump Motor (2024) · Water Heater (2025) · Full Irrigation System (2025) · Garage Door Motor, Mechanicals & Panel (2025) · Fresh Interior Paint (2026) · Fresh Exterior Paint (2026) · Exterior Pressure Washed (2025) · Kitchen Appliances (2021) · Updated Primary Bathroom Sinks · Newer Toilets Throughout · Secondary Bedroom Flooring (2020) · Murphy Bed Included. Zoned for top-rated Seminole County A-rated schools, with quick access to the 417, UCF, Waterford Lakes, and all that Central Florida has to offer — this one checks every box. Homes with this combination of updates, location, and setting don't last long in Oviedo. Schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $660 | $660 | $660 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,870 | $2,990 | $3,947 |
| Total Monthly Payment | $3,622 | $3,742 | $4,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.