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Presented by
Eddie Florian |
Welcome to this 3-bedroom, 2-bathroom villa situated on a corner lot in the highly sought-after 55+ community of Highland Lakes in Palm Harbor. This clean and move-in-ready villa offers comfort in an active Florida lifestyle community. Major updates include a 2018 roof, 2022 A/C system, and 2023 water heater. Step inside through the foyer entrance featuring a convenient coat closet and high ceilings that create a bright and spacious feel. The living room and dining room combination provides an open layout ideal for entertaining and everyday living. The kitchen features updated cabinets and countertops, matching appliances, abundant storage space, a breakfast nook, and a convenient pass-through window to the dining area. The spacious primary bedroom includes dual closets and a private en-suite bathroom with a glass-enclosed step-in shower and built-in bench seating. Two additional bedrooms provide flexibility for guests, hobbies, or a home office. A dedicated washer and dryer closet adds everyday convenience. Enjoy relaxing year-round in the enclosed lanai complete with its own window A/C unit. The two-car garage offers additional storage and parking space, while the corner lot provides added curb appeal. Highland Lakes offers exceptional resort-style amenities including golf access, tennis courts, pickleball, bocce ball and shuffleboard courts, an Olympic-sized heated pool and spa, and a vibrant clubhouse featuring a library, card and game rooms, crafts, clubs, and endless social activities. Conveniently located near multiple restaurants, shopping centers, and just a short drive to the Gulf beaches, this home is the perfect opportunity to enjoy the best of Florida living. Schedule your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
Sales Associate
William Raveis Real Estate
Phone: 203.847.6633
Eddie.Florian@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $115 | $115 | $115 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,433 | $1,492 | $1,970 |
| Total Monthly Payment | $1,623 | $1,682 | $2,160 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.