16100 HARBAR OAKS DRIVE, Montverde, FL, 34756 | $895,000

Under contract-accepting backup offers. Now back on the market - a second chance at an exceptional opportunity! On a beautifully manicured half-acre lot with mature landscaping and stunning, large oak trees, this exceptional home offers refined Florida living and the feel of a private retreat in a desirable Montverde location with no HOA. Constructed just five years ago, the residence blends modern design with thoughtful functionality and upgrades throughout (improvements list available on request). The open-concept first floor is filled with natural light and features a contemporary kitchen with a large center island, ideal for gathering and entertaining, seamlessly flowing into the living and dining areas highlighted by a cozy fireplace. The spacious ground floor primary suite provides a serene escape with abundant sunlight, an elegant en-suite bath showcasing a walk-in shower with dual rainfall shower heads, a striking standalone soaking tub and twin custom-designed walk-in closets. Upstairs, two additional bedrooms are connected by a Jack-and-Jill bath, while a cozy den or study area offers flexible space for work or relaxation. Outdoor living shines with an inviting in-ground saltwater pool and large covered dining and seating space with outdoor kitchen, all opening to an expansive lawn and garden area flanked by majestic shady oak trees for year-round enjoyment, along with a raised vegetable garden for the ultimate farm-to-table experience. Adjacent to the pool is a secondary air-conditioned recreation room that can easily serve as an office, studio, pool house, guest house, man cave or she shed, adding incredible versatility. The community also offers lake access to Lake Florence, providing residents with the charm of lakeside living. Ideally located near Montverde Academy and just minutes from the new Minneola Turnpike Exchange, there is easy access to SR 429 and SR 408, making commuting and travel simple and convenient. Recently under contract and successfully appraised, the home is available once again due to circumstances unrelated to the property itself. A unique combination of privacy, modern comfort, and an outstanding location all in one extremely attractive and impressive package.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 113 x 193
  • Laundry: Laundry Chute, Laundry Room
  • Style: Custom
  • Year Built: 2020
  • Garage: 2-car Driveway, Garage Door Opener, Garage Faces Side
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,237
  • Acreage: 0.5
  • Lot Size: 113 x 193
  • Est. Taxes: $6,725
  • Lot Desc: Landscaped
  • View: Garden, Trees/Woods
  • Pool: Deck, Gunite, In Ground, Salt Water
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Wine Refrigerator
  • MLS#: O6383067
  • Days on Market: 55 days
  • Website: https://www.raveis.com
    /prop/O6383067/16100harbaroaksdrive_montverde_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/5/2026 3:22:40 AM)
Listing courtesy of PREMIER SOTHEBYS INT'L REALTY   Phone: 407-581-7888

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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16100 HARBAR OAKS DRIVE, Montverde, FL, 34756

$895,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $716,000 $716,000 $716,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.121% 6.183%
Monthly Tax Payment $560 $560 $560
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,178 $4,293 $6,042
Total Monthly Payment $4,830 $4,945 $6,694

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.