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Welcome home to 105 Millstone Dr! This gorgeous home was built in 2018 and is loaded with upgrades. As you approach the inviting front porch it is obvious how loved and well cared for this home is! Once you enter the home the gleaming hardwood floors will definitely catch your attention! Dining, spacious great room, and well appointed kitchen are all open to each other. Kitchen has beautiful cabinets, granite counters, and large island with plenty of room for bar stools. Range/oven was new earlier this year! Nice screened porch overlooks a nice backyard that backs up to a pasture with cows and a donkey (Elvis). Old Mill Estates is a cozy neighborhood with large lots and NO HOA. There are neighborhood restrictions to help protect property values. Enjoy peaceful country living that is not too far from conveniences!
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Our Executive Mortgage Banker:
$407,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $326,000 | $326,000 | $326,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.436% | 6.603% | 5.952% |
| Monthly Tax Payment | $174 | $174 | $174 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,981 | $2,058 | $2,707 |
| Total Monthly Payment | $2,230 | $2,307 | $2,956 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.