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Discover Lowcountry living in this charming 3-bedroom, 2-bath cottage located in the highly desirable Watson Hill community. Less than three years old and situated on a spacious corner lot, this move-in ready home offers the perfect blend of comfort, convenience, and modern style, without the wait or stress of new construction. Inside, the thoughtfully designed open-concept floor plan lives larger than its footprint and creates an ideal setting for entertaining family and friends. The kitchen features granite countertops, stainless steel appliances, and a spacious island overlooking the living and dining areas. A split-bedroom layout provides added privacy, allowing the primary suite to serve as a peaceful retreat at the end of the day. This home also includes the upgrades buyers truly appreciate already in place, including window treatments, upgraded ceiling fans, a refrigerator, and a brand-new privacy fence, features often not included with new construction. Plus, with the roof, HVAC system, and water heater all less than three years old, you can enjoy added peace of mind for years to come. Outside your front door, Watson Hill offers amenities designed for an active and social lifestyle. Take a golf cart ride to the pool and amenity center featuring a fire pit and grilling station, explore the walking and jogging trails, or let your pets enjoy the community dog park. Residents enjoy year-round events including golf cart parades, chili cook-offs, and food truck gatherings. Conveniently located between Summerville and West Ashley, Watson Hill provides easy access to downtown Charleston, local beaches, shopping, dining, medical facilities, and top-rated DD2 schools. Use Seller's Preferred Lender to buy this home and receive an incentive towards your closing costs or rate buydown!
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Our Executive Mortgage Banker:
$355,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $284,000 | $284,000 | $284,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,726 | $1,793 | $2,358 |
| Total Monthly Payment | $1,801 | $1,868 | $2,433 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.