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Seller will finance home for the buyer! Welcome to this beautiful 4-bedroom, 2-bath home situated on a spacious flat lot in Ridgeville! As you step inside, you are welcomed by a bright and open living room filled with an abundance of natural light. The flowing floor plan seamlessly connects the living area to the dining room and kitchen, making it ideal for both entertaining and everyday living. The kitchen offers plenty of cabinet and counter space, stainless steel appliances, and a large center island with room for bar seating. Just off the kitchen, the spacious dining area is filled with natural light and features sliding glass doors that lead directly to the back deck, creating the perfect indoor-outdoor living experience. The primary suite is generously sized and features a walk-in closet along with a spacious ensuite bath complete with a double sink vanity, standalone shower, and relaxing soaking tub. On the opposite side of the home, you'll find three secondary bedrooms that are similar in size and share access to the second full bathroom. Step outside and enjoy the large back deck with plenty of room for outdoor seating and entertaining. The expansive backyard offers endless possibilities for outdoor activities, gardening, or simply enjoying the peaceful surroundings. Located in Ridgeville, this property offers the charm of quiet country living while still providing convenient access to Summerville, shopping, dining, and more. Don't miss your chance to own this wonderful home -- schedule your showing today! Use preferred lender to buy this home and receive an incentive towards your closing costs!
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Our Executive Mortgage Banker:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,437 | $1,497 | $1,977 |
| Total Monthly Payment | $1,512 | $1,572 | $2,052 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.