6 Cumberland Road, #31, Gilford, NH, 03249 | $450,000

Gilford, NH - Experience the perfect blend of privacy, comfort, and year-round adventure in this rare freestanding condo in the heart of beautiful Gilford! Offering true single-level living with bonus space on every level, this well maintained 3-bedroom, 3-bath home features a bathroom on each floor and endless flexibility for today’s lifestyle. The spacious main level includes hardwood floors, a large first-floor bedroom, full bath, bright living room, and an inviting kitchen with ceiling-height cabinetry providing exceptional storage. A stackable washer and dryer on the main level adds everyday convenience. Step outside to a large private deck overlooking a beautifully landscaped grassy backyard perfect for relaxing, entertaining, or enjoying peaceful mornings surrounded by nature. Upstairs, the expansive loft area offers endless possibilities for a home office, fitness area, reading nook, or additional sleeping space for guests AND another bathroom! The partially finished lower level expands your living options even further with bonus living space, bedroom, generous storage, and another full bathroom featuring a large walk-in shower. Enjoy peace of mind with major updates already completed including a NEW furnace, NEW on-demand hot water heater, NEW A/C condenser, forced hot air heat, and central air conditioning. Nothing to do but move right in! Location is everything and this one delivers! Enjoy exclusive access to Gunstock Acres Beach directly across the street on stunning Lake Winnipesaukee while having Gunstock Mountain Resort practically in your backyard. Minutes to hiking, biking, boating, marinas, restaurants, shopping, and concerts at Bank of New Hampshire Pavilion. Four seasons of Lakes Region living await — from skiing and snowboarding in winter to lake days and mountain adventures all summer long! No dogs allowed & 30 day minimum on rentals. Seller is a licensed real estate agent.

Features

  • Amenities: Building Maintenance,Master Insurance,Landscaping,Basketball Court,Beach Access,Beach Rights,Boat Mooring,Day Dock,Snow Removal,Tennis Court,Trash Removal
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 1 full / 2 three-quarter
  • Style: Contemporary
  • Year Built: 1986
  • Heating: Propane,Forced Air
  • Cooling: Central AC
  • Basement: Bulkhead,Climate Controlled,Concrete,Daylight,Insulated,Partially Finished,Assigned Storage,Storage Space,Sump Pump,Interior Access,Exterior Access,Basement Stairs
  • Approx Sq. Feet: 1,224
  • Est. Taxes: $3,247
  • Lot Desc: Condo Development,Country Setting,Near Skiing,Neighborhood
  • Elem. School: Gilford Elementary
  • Middle School: Gilford Middle
  • High School: Gilford High School
  • School District: Gilford Sch District SAU #73
  • MLS#: 5091495
  • Website: https://www.raveis.com
    /prop/5091495/6cumberlandroad_gilford_nh?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/30/2026

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727.902.6595

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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6 Cumberland Road, #31, Gilford, NH, 03249

$450,000

Hailey Kendall

Broker Associate

William Raveis Real Estate

Phone: 727.902.6595

Hailey.Kendall@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $271 $271 $271
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,156 $2,246 $2,965
Total Monthly Payment $2,502 $2,592 $3,311

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.