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This is the kind of James Island home buyers hope to find: updated, full of character, and perfectly positioned between downtown Charleston and Folly Beach. From the moment you step inside, this home feels warm, stylish, and thoughtfully loved. The bright kitchen has been tastefully elevated with a tile backsplash, open shelving, new hardware, updated lighting, a hood vent, upgraded faucet, purified water spout, marble countertops, hidden trash pullout, and a new refrigerator. A built-in breakfast nook with storage adds both charm and function, while the coffee bar area, complete with lighting sconces and wallpaper, creates the perfect little moment for slow mornings or an afternoon pick-me-up. The entire home features custom details throughout like trim work, updated lighting, splashes of wallpaper and fresh paint, and no carpet anywhere in the home. The open living area is comfortable and inviting, with two-tone paint, wainscoting, wall molding, new blinds, and a refreshed fireplace tile surround that adds just the right amount of character. Even the powder room has personality, with penny tile, wainscoting, and tropical wallpaper creating a fun, stylish statement on the main level. The outdoor living space really makes this home shine. The kitchen opens to a freshly painted back deck complete with a beautiful jasmine-covered pergola, perfect for grilling, relaxing, or entertaining. The fenced backyard includes a heated outdoor shower, play set, and an oversized storage shed in excellent condition. There is also room to park a boat behind the gate on pavers; a huge bonus for James Island living, and a great way to save on boat storage fees! Upstairs, all three bedrooms are conveniently located along with the laundry. The spacious primary suite includes a tray ceiling, walk-in closet and an ensuite bath with dual sinks, updated lighting, and a wallpaper accent with floating shelves. The additional bedrooms have also been thoughtfully enhanced with details including fresh paint, chair rail, wallpaper, shiplap accents, and new lighting. The secondary bathroom features a subway tile shower, stylish tile, modern vanity, and fresh paint. Additional features include a Rinnai tankless water heater, smart thermostat, upgraded USB outlets, and solar panels that will be paid off by the sellers with an acceptable offer. Tucked inside the charming Jamestown Village community in an X flood zone, this neighborhood offers tree-lined sidewalks, walking trails, neighborhood ponds, and a playground, all with a classic Lowcountry feel. Plus, this home is zoned in a highly rated school district, with the Harbor View elementary bus stop just a few houses away. This convenient James Island location is truly hard to beat! Perfectly positioned between downtown Charleston and Folly Beach, you are approximately 15 minutes from dinner downtown or your feet in the sand. You can also skip Folly Road and take the scenic Harbor View Road route from the James Island Connector straight to your door. Nearby favorites include the James Island Town Hall Friday night markets, Harvest Market, Dawn Patrol Coffee, and Ellis Creek Fish Camp for fresh seafood on the water. With its central location, stylish updates, functional layout, and inviting outdoor space, this Jamestown Village home offers the best of James Island living. Homes like this rarely come on the market, so don't miss the opportunity to make this James Island gem your own.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,110 | $3,239 | $4,277 |
| Total Monthly Payment | $3,202 | $3,331 | $4,369 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.