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Welcome to this beautifully maintained 3 bedroom, 2 bathroom Split Level home located in the heart of Bay Shore! Featuring an open and airy layout, the main level boasts gorgeous tile floors, vaulted ceilings, and a dining area. The heart of the home is the updated kitchen (7 years young), complete with sleek granite countertops, stainless steel appliances, and natural gas for cooking, which opens to the spacious living room for entertaining. The upper level offers a primary bedroom, two additional bedrooms, and a full bathroom. Downstairs, you'll find a cozy den and a second full bathroom, leading down to a partially finished basement that offers excellent additional space. Stay warm in the winters with a cozy pellet stove, and cool all summer long with central AC powered by an updated 200 amp electrical panel. For added peace of mind, this home also features a brand-new water heater. The outdoor space is an entertainer's dream, featuring a fully vinyl-fenced yard, a beautiful patio, a 10 zone in-ground sprinkler system, and a refreshing semi-above-ground pool. Perfectly situated for convenience and recreation, this home offers quick access to the Southern State Parkway and is just moments away from Anthony Casamento Park. Plus, enjoy a short drive to the vibrant Great South Bay and the beautiful shores of Robert Moses beaches. This turn-key gem is not to be missed!
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Our Executive Mortgage Banker:
$649,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,992 | $519,992 | $519,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | $726 | $726 | $726 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,160 | $3,283 | $4,318 |
| Total Monthly Payment | $3,978 | $4,101 | $5,136 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.