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Welcome to this expanded split-level home in the sought-after Sunset City section of North Babylon, with LEGAL extension and accessory apartment - 3/1 with LR, EIK, and Den and 2/1 with LR and EIK! This great home offers incredible flexibility, space, and opportunity on a beautifully sized . 309-acre lot! Whether you’re a first-time homebuyer looking to offset your mortgage with rental income, searching for the perfect multi-generational setup, or simply looking for extra space to grow, this home checks all the boxes! The original section of the home is warm, inviting, and filled with potential, featuring a sunlit living room with vaulted ceilings and hardwood floors tucked beneath the carpets, an eat-in kitchen, 3 spacious bedrooms with hardwood floors under the carpeting, and a beautifully renovated full bathroom with a linen closet. The lower level offers the perfect bonus space for relaxing or entertaining with a cozy den, laundry area, utility room, and crawl space for additional storage. Additional attic storage above the bedrooms and kitchen provides even more functionality. Central air conditioning and natural gas already connected for the cooking, hot water heater, and dryer make converting to gas heat incredibly easy! The legal garage conversion/extension is an absolute game changer and opens the door to endless possibilities! This beautifully updated space offers a spacious living room, oversized pantry, attic storage above the front bedroom, and a stunning newly renovated eat-in kitchen complete with rich espresso cabinetry, gas cooking, and brand-new stainless steel appliances. Outside, the possibilities continue! Enjoy a large private driveway with ample parking, front yard sprinklers, alarm system, patio area for entertaining, and a spacious backyard with endless potential for outdoor living, gardening, play space, or future expansion. Major updates including new siding, new windows, and a young roof, adding tremendous value and peace of mind. A rare opportunity to own a versatile, move-in ready home with income potential in a fantastic neighborhood, this one truly offers the best of both worlds! Taxes are being professionally grieved with an estimated reduction of $6000! Some photos have been digitally renovated/staqed.
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Our Executive Mortgage Banker:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $1,859 | $1,859 | $1,859 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,713 | $3,868 | $5,107 |
| Total Monthly Payment | $5,664 | $5,819 | $7,058 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.