102 Clifton Avenue, Kingston, NY, 12401 | $474,900

102 Clifton Ave is the kind of Kingston property people are always hoping will hit the market. An adorable up and down two family with warmth, character, and a lived in ease that feels increasingly hard to find.

Over the past two years, the current owner has thoughtfully refreshed and cared for the property, creating inviting spaces that feel both comfortable and functional. Each apartment offers one bedroom and one bath, along with bright sunny living rooms, original hardwood floors, tall ceilings, and the proportions you only find in early 1900s homes. Much of the original architecture remains intact, including the handsome main staircase, oversized double doors, and stained glass transom that immediately set the tone upon entry.

The covered front porch is the kind of space that naturally becomes part of your daily routine, perfect for morning coffee or welcoming friends and neighbors stopping by. The first floor apartment also features a rear deck that lends itself beautifully to summer barbecues and dining alfresco. Out back, the yard offers plenty of opportunity for the next owner to shape it into something special, whether that's gardens, outdoor gathering space, a garage, or potentially an accessory dwelling space, subject to city approvals and zoning.

The location is one of those quiet pockets that longtime Kingston locals appreciate because it feels tucked away while still being moments from everything. In less than a minute, you're down by the Rondout waterfront with restaurants, parks, shopping, and the constant rhythm of boats and kayakers moving along the creek. Nearby favorites include Sorry Charlie, The Meat Wagon, Village Grocery & Refillery, Red Owl Collective, Fantzye Bagels, Hutton Brickyards, and miles of nearby rail trails and bike paths.

A property with soul, flexibility, and a neighborhood feel that's becoming harder and harder to find.

Features

  • Bedrooms: 2
  • Units: 2
  • Lot Size: 102 Clifton A
  • Laundry: In Basement, Common Area
  • Style: Traditional
  • Year Built: 1910
  • Heating: Baseboard, Forced Air, Natural Gas
  • Acreage: 0.2
  • Lot Size: 102 Clifton A
  • Est. Taxes: $7,491
  • Lot Desc: City Lot, Garden
  • School District: Kingston
  • Appliances: Dryer, Dishwasher, Electric Cooktop, Electric Range, Microwave, Oven, Refrigerator, Range Hood, Washer
  • Owner Pays: All Utilities, Electricity, Gas, Water
  • MLS#: 20262791
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/20262791/102cliftonavenue_kingston_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Four Seasons Sotheby's Int'l-K

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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102 Clifton Avenue, Kingston, NY, 12401

$474,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $379,920 $379,920 $379,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $624 $624 $624
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,275 $2,370 $3,130
Total Monthly Payment $2,974 $3,069 $3,829

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.