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Nestled along the banks of the Ten Mile River in Dover Plains, 326 Old State Route 22 offers something truly rare — sweeping open meadows, 800 feet of private river frontage, and a warm, character-filled home all on one extraordinary parcel. With its gambrel roofline, stone chimney, and beautiful grounds, the setting feels both timeless and alive, whether you're watching the current drift past from your own riverbank or taking in the Taconic ridgeline from the sunroom on a quiet morning. Inside, hardwood floors and thoughtful details carry through the entire home. The galley kitchen features dark granite counters, rich wood cabinetry, and a walk-in pantry, flowing naturally into a character-rich dining room. The living room anchors the main level with a stunning fieldstone fireplace, while the cedar-framed sunroom — wrapped in panoramic windows — delivers breathtaking views of the rolling meadow beyond. Upstairs, a generous primary bedroom joins two additional bedrooms and a full bath. A brand new boiler means the home is truly move-in ready. Outside, a four-bay garage with a finished studio above offers the ideal creative retreat, home office, or creative space with elevated river views. Multiple outbuildings with some renovations add flexibility for storage or hobbies, and the two-plus acres of manicured lawn rolling down to the water's edge offer room for gardens, recreation, or simply room to breathe. With easy access to Millerton, Amenia, the Harlem Valley Rail Trail, and 5 minutes from Metro-North at Wassaic, 326 Old State Route 22 delivers the full Hudson Valley lifestyle without compromise. Schedule your showing today and come experience all that this unique property has to offer.
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Our Executive Mortgage Banker:
$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $383,200 | $383,200 | $383,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $358 | $358 | $358 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,295 | $2,391 | $3,157 |
| Total Monthly Payment | $2,728 | $2,824 | $3,590 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.