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26 Florida Road, Rocky Point, NY, 11778 | $429,900
Welcome to this charming and sun-drenched 2-bedroom, 2-bathroom home that is sure to capture your heart from the moment you arrive. Featuring an oversized foyer that opens into a thoughtfully designed living space, this home offers the perfect blend of comfort, character, and ease of ownership. Beautiful new hardwood floors flow throughout the bedrooms, while recent upgrades including a newer roof, newer windows, new patio, and whole-house water filtration system make this a truly turnkey, low-maintenance opportunity from inside and out. An abundance of natural light pours in from every angle, creating a bright and airy atmosphere that feels warm and inviting throughout the day. Step outside and enjoy your own private oasis, complete with a new gazebo perfect for morning coffee or unwinding after a long day. The oversized brick patio is ideal for entertaining, summer barbecues, or simply relaxing outdoors in style, all while keeping exterior maintenance to an absolute minimum. Designed for easy living and maximum enjoyment, this home is perfect for a first-time buyer or someone looking to downsize without compromising on charm, warmth, or functionality.
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Basement
- Style: Cape Cod
- Year Built: 1973
- Heating: Baseboard, Oil
- Cooling: Wall/Window Unit(s)
- Basement: Full, Unfinished, Walk-Out Access
- Approx Sq. Feet: 1,292
- Acreage: 0.23
- Est. Taxes: $9,216
- Elem. School: Frank J Carasiti Elementary School
- Middle School: Rocky Point Middle School
- High School: Rocky Point High School
- School District: Rocky Point
- Appliances: Dishwasher, Electric Cooktop, Electric Water Heater, Water Purifier Owned
- MLS#: 1005131
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/1005131/26floridaroad_rockypoint_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
26 Florida Road, Rocky Point, NY, 11778
$429,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $343,920 | $343,920 | $343,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $768 | $768 | $768 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,060 | $2,146 | $2,833 |
| Total Monthly Payment | $2,903 | $2,989 | $3,676 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535