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Easy Living in the Heart of Southwest Florida. This charming first-floor condo nestled in the highly sought-after Magdalena Gardens, a beautifully landscaped, gated community in the heart of Punta Gorda. Whether you're looking to downsize without giving up comfort, or simply ready to embrace the relaxed Florida lifestyle you've earned, Unit 713 checks every box.
Step inside and enjoy a bright, open floor plan designed for effortless, single-level living — no stairs, no fuss. The spacious great room flows naturally to a private screened lanai overlooking a lush, peaceful greenbelt — the perfect spot for your morning coffee, an evening glass of wine, or simply watching nature drift by. The well-appointed kitchen features granite countertops and a full suite of appliances, while the in-unit laundry adds everyday convenience. The generous master suite offers a walk-in closet and a beautifully appointed bath, with a comfortable guest bedroom ready for visiting family and friends. Your private one-car garage provides secure parking and extra storage — ideal for a golf cart, bikes, or all the gear that comes with living in paradise. Community amenities were made for the active retiree: a heated pool and spa, a cabana area perfect for socializing, and a quiet, well-kept setting with only 95 units — so you'll actually know your neighbors. Right next door, the Punta Gorda Civic Association offers tennis, fitness, pickleball, and a full calendar of social events.
And the location? Simply unbeatable. Just a short stroll or bike ride to historic downtown Punta Gorda, where you'll find waterfront dining, boutique shops, the Sunday farmers market, live entertainment, and miles of scenic walking and biking paths. Boat ramps, Charlotte Harbor, and Fishermen's Village are just minutes away. Everything from fine dining to tiki bars is within easy reach.
Hurricane-resistant windows and doors mean no seasonal shutter hassle, and the HOA fee covers the essentials — exterior maintenance, water, cable, and more — so you can truly lock and leave when it's time to travel. This is more than a condo. It's the low-maintenance, high-enjoyment retirement lifestyle you've been dreaming of. Don't miss your opportunity — first-floor units with greenbelt views and garages are a rare find at Magdalena Gardens.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$255,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $204,000 | $204,000 | $204,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.952% |
| Monthly Tax Payment | $266 | $266 | $266 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,240 | $1,288 | $1,694 |
| Total Monthly Payment | $1,581 | $1,629 | $2,035 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.