727 KEY ROYALE DRIVE, Holmes Beach, FL, 34217 | $3,750,000

Experience elevated coastal living in the exclusive North Point Harbor community of Holmes Beach, located on the highly desirable northern end of Anna Maria Island. This impeccably maintained custom waterfront estate spans approximately 3, 640 square feet and offers direct deep-water access to both the Gulf of Mexico and Tampa Bay from the peaceful shores of Key Royale. Designed with both luxury and functionality in mind, the home features 5 bedrooms, a versatile bonus room, and 6 bathrooms (4 full and 2 half), showcasing timeless craftsmanship and a spacious, thoughtfully designed layout.

Built for lasting quality and refined coastal style, the residence features a durable metal roof, elegant vinyl wood and tile flooring throughout the open living spaces, and two expansive balconies perfectly positioned to capture stunning panoramic water views from nearly every angle. Seller financing may be available, subject to terms.

For boating enthusiasts, the private dock and dedicated boat slip offer effortless, no-bridge access to open Gulf waters and the renowned fishing grounds surrounding Egmont Key — ideal for accommodating a yacht or sportfishing vessel.

Beyond the home itself, enjoy the unmatched lifestyle of Anna Maria Island, celebrated for its charming “Old Florida” atmosphere and strict building limitations that preserve breathtaking views and laid-back island character. This golf-cart-friendly community offers easy access to pristine Gulf beaches, boutique shopping, and exceptional dining along Pine Avenue and Gulf Drive. Key Royale is especially sought after for its quiet, tucked-away setting, private golf club, and serene waterfront surroundings, while North Point Harbor residents also enjoy beautifully maintained grounds and private tennis courts.

Conveniently located just a short drive or boat ride from both Sarasota and St. Petersburg, this property offers the perfect balance of peaceful island living and access to vibrant cultural destinations. Meticulously cared for with no flood damage history, the home is truly move-in ready and maintained to exceptional standards.

Whether entertaining from the chef-inspired kitchen, relaxing on the screened lanai overlooking the pool, or setting out for a sunset cruise from your private dock, this extraordinary property delivers the ultimate blend of coastal sophistication, resort-style comfort, and enduring quality. From its resilient construction to its artisan finishes, every detail has been carefully curated to create a premier waterfront retreat in one of Florida’s most coveted island destinations. Embrace the Anna Maria Island lifestyle — where every sunset feels unforgettable and the water is always just steps away.

Features

  • Rooms: 11
  • Bedrooms: 5
  • Baths: 4 full / 2 half
  • Lot Size: 80 x 120
  • Laundry: Inside
  • Style: Contemporary
  • Year Built: 1988
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,640
  • Acreage: 0.22
  • Lot Size: 80 x 120
  • Est. Taxes: $46,302
  • HOA Fee: $450 Quarterly
  • Lot Desc: Cul-De-Sac, Landscaped, Near Golf Course
  • View: Water
  • Water Front: Yes
  • Elem. School: Anna Maria Elementary
  • Middle School: Martha B. King Middle
  • High School: Manatee High
  • Pool: In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Range Hood, Refrigerator
  • MLS#: TB8512426
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /eprop/TB8512426/727keyroyaledrive_holmesbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/29/2026 5:14:21 PM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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727 KEY ROYALE DRIVE, Holmes Beach, FL, 34217

$3,750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,000,000 $3,000,000 $3,000,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.259% 6.183%
Monthly Tax Payment $3,859 $3,859 $3,859
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $17,987 $18,228 $25,316
Total Monthly Payment $21,970 $22,211 $29,299

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.