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Apollo Beach living at its finest with this well-maintained 3-bedroom, 2-bathroom waterfront pool home. Step through the primary bedroom's French doors in the morning to the covered lanai with its warm wood-plank ceiling and freshly sealed paver deck for a cup of coffee and enjoy the tranquil canal views that frame the full back of the property.
Inside, the main living area flows into a custom bar with a wood soffit and new recessed lighting overhead that anchors the kitchen and living room as the social center of this open floor plan. The kitchen features wood-inlay countertops freshly sanded and resealed, a new refrigerator, and an adjacent dining room with a full bay of windows. Vaulted ceilings carry through the living space, and hardwood floors run consistently across the main areas.
The primary suite is nearly 20 feet across with two walk-in closets and a full en suite: dual vessel sinks on granite, a private water closet, and a glass-enclosed shower. The guest bath matches the attention to detail with full-height tile, a glass block window, and a copper vessel sink on granite. Both guest bedrooms are independently accessed and well-sized. Inside laundry and a two-car garage round out the practical side.
The backyard is designed for enjoyment. The covered lanai runs the width of the house under a tongue-and-groove wood ceiling with a coastal ceiling fan overhead, providing a shaded sitting area with water views fully visible through the screened pool enclosure. The paver deck has been sanded and sealed, the pool sits center in the enclosure, and the screened cage runs nearly 50 feet across the property line. Past the enclosure, a path through the palms leads down to the dock. Two Adirondack chairs face the canal at the water's edge. The lift is operational and ready, with both motors recently replaced, a new control panel installed, and the [3, 000 lb?] lift fully serviced. Neighboring boats are visible in both directions. The canal connects out, and the Gulf and Intracoastal are both a short run from here.
Practical updates have been managed, offering peace of mind. The roof was replaced at the end of 2024, the AC and water heater are both under three years old, and all exterior plumbing above grade has been replaced. Every outlet and switch plate is new, and a whole-house generator is installed and wired to run the full home, air conditioning included, without interruption. New exterior floodlights offer an additional level of security, and the system is wired and ready to activate.
Then there's the elevation. This home sits measurably higher than its neighbors — visible from the street — and did not flood during the 2024 storm season.
Located in Apollo Beach with quick access to Tampa Bay, the TECO Manatee Viewing Center, Little Harbor at Ruskin, and the SouthShore corridor. Downtown Tampa and MacDill Air Force Base are both reachable in under 30 minutes via I-75, and Tampa International Airport is roughly 25 miles north.
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$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $811 | $811 | $811 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,828 | $3,988 | $5,265 |
| Total Monthly Payment | $4,731 | $4,891 | $6,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.