10 Prospect Street, Groton (Mystic), CT, 06355 | $1,495,000

Quintessential coastal New England living in one of the most coveted locations in all of Mystic. Stately 4-bedroom, 3. 5-bath 3, 869 Sq Ft Colonial, gracefully set on prestigious Prospect Street in the heart of Historic Mystic. Built with the enduring craftsmanship and character of the 1940s, this timeless residence captures the charm and nautical spirit of Mystic's celebrated seaside village lifestyle. Just a short stroll to Historic Downtown Mystic, the iconic drawbridge, boutique shopping, gourmet specialty food markets, renowned restaurants, deep-water marinas, and the Mystic River waterfront. Ideally located with convenient access to I-95, making travel to Boston and New York effortless. Nestled on nearly one-half acre of beautifully manicured grounds on one of Mystic's most picturesque and established streets, this rare offering combines elegance, warmth, and classic coastal charm. The inviting living room features a cozy wood-burning fireplace perfect for crisp autumn evenings after a day on the water. The first floor offers a welcoming foyer/mudroom, private home office, formal dining room, and an updated kitchen that opens seamlessly to a sun-filled family room with pellet stove and sweeping views of the lush rear yard. Outdoor spaces evoke the feel of a private coastal retreat, ideal for garden parties, summer entertaining, lawn games, or simply relaxing after a day at the marina. Continued: Attached two-car garage with an additional storage bay provides ample space for kayaks, paddleboards, bicycles, and boating gear. A delightful studio over the garage offers flexible space for guests, artist studio, office, or fitness room, complete with seasonal vistas of the Mystic River. Rarely does an opportunity arise to own such a special home on one of Mystic's oldest, most distinguished, and highly sought-after streets. A true Mystic treasure.

Features

  • Town: Groton
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Upper Level
  • Style: Colonial
  • Year Built: 1940
  • Garage: 2-car Attached Garage,Covered Garage,Driveway
  • Heating: Hot Water
  • Cooling: Central Air
  • Basement: Full
  • Above Grade Approx. Sq. Feet: 3,869
  • Acreage: 0.49
  • Est. Taxes: $16,646
  • Lot Desc: Level Lot,Open Lot
  • Elem. School: Per Board of Ed
  • Middle School: Per Board of Ed
  • High School: Fitch Senior
  • Appliances: Cook Top,Wall Oven,Microwave,Range Hood,Refrigerator,Freezer,Dishwasher,Disposal,Washer,Dryer
  • MLS#: 24175980
  • Website: https://www.raveis.com
    /eprop/24175980/10prospectstreet_groton_ct?source=qrflyer
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Listing courtesy of William Pitt Sotheby's Int'l   Phone: (860) 536-5900

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Bay/Bow Window,Wall/Wall Carpet14.0 x 13.0Upper
Bedroom 2 Wall/Wall Carpet12.0 x 13.0Upper
Bedroom 3 Wall/Wall Carpet10.0 x 13.0Upper
Dining Room French Doors,Hardwood Floor11.0 x 14.0Main
Eat-In Kitchen Double-Sink,Eating Space,Island,Pantry,Hardwood Floor14.0 x 22.0Main
Family Room Skylight,Cathedral Ceiling,Built-Ins,Fireplace,French Doors,Stone Floor27.0 x 18.0Main
Full Bath Stall Shower,Tile Floor8.0 x 7.0Upper
Full Bath Stall Shower,Tile Floor7.0 x 11.0Upper
Half Bath Tile Floor5.0 x 4.0Main
Living Room Built-Ins,Fireplace,French Doors,Hardwood Floor12.0 x 17.0Main
Office Hardwood Floor11.0 x 8.0Main
Other 15.0 x 28.0Main
Other 26.0 x 16.0Lower
Primary Bath Full Bath,Stall Shower,Tile Floor9.0 x 7.0Upper
Primary BR Suite Skylight,Cathedral Ceiling,Balcony/Deck,Bedroom Suite,Walk-In Closet,Wall/Wall Carpet12.0 x 16.0Upper
Rec/Play Room 22.0 x 20.0Lower

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

10 Prospect Street, Groton (Mystic), CT, 06355

$1,495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,196,000 $1,196,000 $1,196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.259% 6.183%
Monthly Tax Payment $1,387 $1,387 $1,387
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,791 $7,267 $10,093
Total Monthly Payment $8,303 $8,779 $11,605

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.