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Welcome to this beautifully crafted all-brick ranch nestled in the heart of Ninety-Six, South Carolina — one of the Palmetto State’s most charming and historic small towns. Named for its distance (96 miles) from the nearest Cherokee village, Ninety-Six was once a vital crossroads of western South Carolina. Its rich heritage and tight-knit community spirit are alive and well today and Friday night football is king! This solid, move-in ready home was built by the highly regarded RT Bailey Builders, a name known for quality construction. Situated on a 0. 30-acre lot, the home’s classic all-brick exterior offers lasting curb appeal and low-maintenance living for years to come. Step inside and you’re immediately welcomed by a bright and open-concept layout designed for comfortable everyday living and easy entertaining. The spacious owner’s suite is a true retreat, featuring a private full bathroom with dual vanities and a generous walk-in closet. The two additional bedrooms share a second full bath — also complete with dual vanities — making busy mornings a breeze for any size family. Just off the kitchen, a versatile bonus room offers endless possibilities — use it as a formal dining room, a sunny breakfast nook, a sunroom, or a convenient mudroom. You decide how it best fits your lifestyle. Whether you’re a first-time buyer, a growing family, or looking to downsize without sacrificing quality, this home truly has something for everyone. Call today — this one won’t last long!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$235,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $188,000 | $188,000 | $188,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,126 | $1,173 | $1,549 |
| Total Monthly Payment | $1,201 | $1,248 | $1,624 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.