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Welcome home to this beautifully maintained 3-bedroom, 2 full bath ranch located on the highly desirable west side of Naugatuck. This inviting home offers the perfect blend of comfort, style, and functionality. The spacious kitchen features stainless steel appliances, a stunning accent wall, and flows seamlessly into a beautiful sunroom filled with natural light - the perfect place to relax year-round. Step outside to the large rear deck overlooking the fenced backyard, ideal for entertaining, pets, or family gatherings. The living room showcases a stunning fireplace that serves as the centerpiece of the home, creating a warm and welcoming atmosphere. Spacious bedrooms provide plenty of comfort and flexibility for family or guests. The finished lower level adds exceptional living space, featuring a third bedroom, laundry area, and additional room perfect for a home gym, office, playroom, or media space. Beneath the oversized two-car garage, you'll also find a an added storage room that could easily serve as a wine cellar or hobby space. With its versatile layout, charming features, and sought-after location, this home is perfect for families, pet owners, or anyone looking for comfortable single-level living with extra space to enjoy.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Lower |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
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Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $295,920 | $295,920 | $295,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $573 | $573 | $573 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,772 | $1,846 | $2,438 |
| Total Monthly Payment | $2,420 | $2,494 | $3,086 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.