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True pride of ownership on display here in this exceptional 2-Family home perfectly situated in the desirable McLean Heights section of Yonkers, just 25 minutes north of Manhattan. This immaculate property offers the ideal blend of modern style, suburban charm, and outstanding investment potential. The first-floor apartment features a beautifully designed 1-bedroom layout with soaring ceilings, new flooring, an open-concept Living room and sleek updated Kitchen, granite countertops, updated stainless steel appliances, and a luxurious modern bathroom. The contemporary finishes and airy feel create a truly sophisticated living space. The second-floor apartment offers a wonderful 2-bedroom layout complete with a large Eat-in-Kitchen, elegant crown moldings, and sliding door access to a terrific private deck- the perfect setting to unwind or entertain guests. The lower level provides excellent potential for additional finished living space and currently includes a laundry area, utility room, and plenty of storage. Major improvements throughout the years include Central Air conditioning in both units, updated siding, roof, windows, and electrical panels, offering turnkey comfort and peace of mind. The charming backyard is beautifully designed for outdoor enjoyment, featuring a cozy patio area ideal for entertaining, gatherings, and summer barbecues. Commuters will appreciate the prime location just minutes from Metro-North trains, express buses, shopping, dining, and major parkways, all within close proximity to NYC. A rare opportunity for both homeowners and investors alike - live in one unit while generating rental income from the other. Combined with remarkably low taxes, this move-in ready property delivers the perfect balance of comfort, convenience, and value.
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Our Executive Mortgage Banker:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $540 | $540 | $540 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,589 | $3,738 | $4,936 |
| Total Monthly Payment | $4,221 | $4,370 | $5,568 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.