8574 Refuge Point Circle, North Charleston, SC, 29420 | $650,000

Lowcountry Living at Its Finest -- 8574 Refuge Point CircleEqual parts magazine-worthy and move-in ready, this stunning Lowcountry home is the definition of modern coastal cottage chic. Every room tells a story of thoughtful design, curated color, and relaxed elegance -- the kind of home that stops you mid-scroll and makes you say that's the one. From the haint blue porch ceiling to the spa-worthy primary bath, this is Lowcountry living styled to perfection. From the moment you arrive, the classic sage-gray hardie plank exterior, lush mature landscaping, and breathtaking twilight curb appeal set the stage. The wide front porch, adorned with crisp white columns and that signature haint blue ceiling, invites you to slow down and savor the Southern air before you've even stepped insideThe gracious foyer welcomes you with gleaming hardwood floors and soaring ceilings that set the tone for the quality and character found throughout. To the right, the showstopping bay-windowed sitting room is wrapped in warm golden walls, elegant crown molding, and floor-to-ceiling botanical drapes, with a chandelier that glows like candlelight. French doors open directly to the porch, seamlessly blending the indoors and outdoors in true Lowcountry fashion. The heart of the home is a beautifully designed family room anchored by a custom built-in entertainment wall featuring open shelving, cabinetry, and a sleek linear fireplace -- the perfect backdrop for cozy evenings in. Rich hardwood floors flow throughout the main level, and a graceful staircase with painted balusters and a warm wood handrail adds architectural elegance. French doors at the rear open to yet another covered porch, keeping the outdoors within reach at every turn. The chef's kitchen is a true standout, featuring striking two-tone cabinetry in soft white upper cabinets and sage green lowers, dramatic black granite countertops, a tumbled stone tile backsplash with custom medallion accents, under-cabinet lighting, stainless steel appliances, and a peninsula with bar seating for three. The kitchen flows effortlessly into a charming breakfast nook and a separate dining room -- chandelier-lit and framed with botanical artwork -- equally suited for a casual weeknight dinner or a holiday gathering. Also on the main level, the primary suite is a true private sanctuary. Wrapped in serene sky blue with plantation shutters on every window, the spacious bedroom connects to a dressing corridor with dual walk-in closets before revealing a spa-quality en suite bath that belongs in the pages of Architectural Digest. The fully renovated bathroom features a dual vanity with a quartz countertop, gold-framed mirrors, brass and glass sconce lighting, a freestanding soaking tub with a floor-mount matte black faucet, and a large walk-in shower clad in floor-to-ceiling marble-look tile with a recessed niche and rain showerhead -- all finished with shiplap wainscoting and plantation shutters. A convenient main-floor laundry room with full cabinetry and a utility sink completes the first floor, along with a charming half bath finished in seafoam with oil-rubbed bronze accents. Upstairs, three additional bedrooms offer generous size, plush carpet, plantation shutters, and abundant closet space -- each styled with its own coastal cottage personality, from a serene sage green guest room to a flexible flex/office space with built-in workspace. A well-appointed secondary bedroom with an en suite bath and a shared full bath with tub/shower combo provide room and privacy for everyone. Outside, the mature tree-lined lot offers privacy, shade, and beautifully maintained landscaping. Multiple covered porches -- front, side, and rear -- give you every reason to live outside and embrace the very best of Lowcountry life. And the location? Simply unmatched. This home sits directly across from the community kayak dock and pavilion, where Coosaw Creek flows out to the Ashley River -- one of the Lowcountry's most scenic and storied waterways. Paddle across and you'll find yourself gazing at the grounds of the legendary Middleton Place, one of America's most celebrated historic plantations. Whether you're spending a lazy afternoon floating on the river, launching a kayak at sunrise, or simply gathering at the pavilion with neighbors, this is a lifestyle as much as it is a home. This is the one you've been waiting for: magazine-worthy design, thoughtful updates, impeccable condition, and a location that makes every day feel like a getaway. Welcome to The Refuge.

Features

  • Amenities: Dock Facilities, Park, Trash
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Style: Traditional
  • Development: 61 - N. Chas/Summerville/Ladson-Dor
  • Year Built: 2005
  • Garage: 2-car Attached
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,550
  • Acreage: 0.23
  • Lot Desc: Level
  • Elem. School: Eagle Nest
  • Middle School: River Oaks
  • High School: Ft. Dorchester
  • MLS#: 26015414
  • Website: https://www.raveis.com
    /prop/26015414/8574refugepointcircle_northcharleston_sc?source=qrflyer
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Listing courtesy of EXP REALTY LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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8574 Refuge Point Circle, North Charleston, SC, 29420

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,114 $3,244 $4,283
Total Monthly Payment $3,206 $3,336 $4,375

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.