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One or more photo(s) has been virtually staged. Welcome to this stunning coastal farmhouse nestled in the heart of Odessa’s desirable Keystone area. A meticulously maintained block construction pool home set on a generous 0. 29-acre lot with no HOA and no flood concerns. This is the kind of neighborhood where neighbors keep horses, and there’s plenty of space for your lifestyle, including room for a large RV or boat. The fully-enclosed backyard was made for Florida living. An expansive paver patio wraps around the refreshing pool with plenty of room to make it your own — think outdoor kitchen and cozy fire-pit for enjoyable outdoor evenings. A separate enclosed area is perfect for pets or a future chicken coop, and the yard also features a raised garden bed and a new 12x12 shed, all while still leaving open space for play, entertaining, or simply soaking up the Florida sunshine. Whether you’re into backyard chickens, a garden, or just want room to breathe, this property delivers. Inside, a bright open-concept layout welcomes you with porcelain tile flooring throughout the main living areas and a cozy fireplace perfect for those rare chilly evenings. French doors with built-in blinds open directly to the pool and patio, making indoor-outdoor living effortless. The kitchen is where this home truly shines, with quartz countertops, soft-close solid wood cabinetry, stainless steel appliances, a fireclay farmhouse sink, and a shiplap island that feels right at home in this neck of the woods. Barn doors on the walk-in pantry and guest bath add that signature coastal farmhouse character that fits the spirit of the Keystone area perfectly. The split-bedroom layout offers privacy for owners and guests alike, and the primary suite includes a spacious 7x13 wardrobe retreat ideal for the organization enthusiast. All appliances, including washer and dryer, convey with the home. Major updates provide peace of mind, including a new roof and fresh interior and exterior paint completed in 2022, making this home truly turnkey and move-in ready. Odessa’s Keystone area is one of Tampa Bay’s best-kept secrets! Top-rated schools, nearby parks, shopping, and dining, all wrapped in a relaxed, rural-meets-refined lifestyle that’s increasingly hard to find. Spacious lots, private pool, no HOA, and a community where the equestrian life is just down the road. If you’ve been searching for an escape from the ordinary — this is it.
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Our Executive Mortgage Banker:
Our Insurance Division:
$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $311 | $311 | $311 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,851 | $2,970 | $3,921 |
| Total Monthly Payment | $3,254 | $3,373 | $4,324 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.