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Welcome to 3564 Hunters Oak Lane -- a beautifully updated Johns Island home tucked within the desirable Winnsboro Lakes community. This charming single-story residence offers the perfect blend of comfort, style, and Lowcountry convenience with approximately 1, 456 square feet, 3 bedrooms, and 2 full baths. The home features an inviting open floor plan filled with natural light, vaulted ceilings, smooth ceilings, upgraded moldings, designer lighting, and gorgeous wood flooring throughout the main living spaces. The spacious living room centers around a cozy wood-burning fireplace and flows seamlessly into the updated kitchen complete with bright white cabinetry, granite countertops, stainless steel appliances, and generous prep space -- ideal for both everyday living and entertaining. The private owner's suite overlooks the backyard and includes a walk-in closet along with an updated ensuite bath featuring dual vanities and an oversized shower. Outdoor living shines with wonderful curb appeal, a screened porch, fenced backyard, attached garage, and an additional detached garage/workshop tucked privately behind the fence -- a rare and highly versatile feature for storage, hobbies, or workspace needs. Located just minutes from popular Johns Island restaurants, shopping, golf courses, beach and resort communities, Downtown Charleston, James Island, and West Ashley, this home provides the ideal combination of island living and everyday accessibility.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,391 | $2,490 | $3,288 |
| Total Monthly Payment | $2,466 | $2,565 | $3,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.