294 Lyon Road, Derby, VT, 05830 | $589,000

This perfectly situated ranch style home sits serenely on a pastoral hilltop and offers stunning, panoramic mountain views. It features an attached two car garage and even offers an additional garage space in the basement for storage of ATV’s/motorcycles/tools, etc. In the main living area you will find cathedral ceilings and a cozy sunken living room. The kitchen has recently been updated with a gorgeous Amish made butcher block/island that is perfect for sipping your morning coffee and enjoying leisurely Sunday breakfasts. There are three bedrooms and two full bathrooms on the main floor, with a new walk-in shower installed in the master bathroom. The basement offers a large open area to use as a gym/den/game room, etc. , and also includes two additional rooms, a full bathroom, and a sliding glass door that opens out onto the lawn which is dotted with plum and apple trees. House is also equipped with a 22-panel rooftop solar array which substantially reduces your monthly electric bill. Outside wood boiler supplies heat and hot water during the cold months with a fuel oil system to take charge in the warmer weather. A portable generator transfer switch is also installed in the basement utility room. In the evenings, step out onto the porch to watch the abundant wildlife in the surrounding hayfields or take in a breathtaking sunset. Minutes from Seymour Lake and remote Holland Pond, and the VAST trail is within sight of the house. This home allows you to enjoy the privacy and peacefulness of rural living while still being only a short drive from local amenities, truly making it the best of both worlds.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Ranch
  • Year Built: 2002
  • Garage: 3-car Garage
  • Heating: Oil,Baseboard
  • Cooling: Other
  • Basement: Partially Finished
  • Approx Sq. Feet: 2,782
  • Acreage: 10.1
  • Est. Taxes: $4,959
  • Lot Desc: Field/Pasture,Open
  • MLS#: 5091388
  • Website: https://www.raveis.com
    /prop/5091388/294lyonroad_derby_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/30/2026
Listing courtesy of ListWithFreedom.com   Phone: 855-456-4945
Listing Agent: Ralph Harvey

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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294 Lyon Road, Derby, VT, 05830

$589,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $471,200 $471,200 $471,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $413 $413 $413
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,822 $2,940 $3,881
Total Monthly Payment $3,327 $3,445 $4,386

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.