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Welcome to 2499 River Reach Drive in beautiful Naples, Florida — 3-bedroom, 2-bath single-family home in the highly desirable River Reach community, just minutes from Downtown Naples, 5th Avenue South, Tin City, Naples beaches, and the Gulf of Mexico. Seller will pay for 1 year Home Warranty- all appliances and major parts covered.
Perfectly positioned in one of the best locations in Naples, this move-in-ready home offers the ideal blend of lifestyle, investment potential, and everyday comfort. Featuring approximately 1, 559 square feet under air, this light-filled residence showcases vaulted ceilings, an open-concept floor plan, spacious living areas, tile flooring, and a beautifully maintained interior designed for effortless Florida living.
The spacious kitchen opens seamlessly to the main living and dining areas, creating an ideal space for entertaining family and guests. The primary suite features a walk-in closet and peaceful backyard views, while the split-bedroom floor plan provides privacy and flexibility for full-time residents, seasonal owners, or vacation rental guests.
Step outside to your private screened lanai and tropical backyard oasis surrounded by mature landscaping and a stunning Royal Poinciana tree — perfect for enjoying Naples sunsets, morning coffee, or relaxing outdoor gatherings year-round.
One of the most unique features of this property is the optional Gulf access available through nearby Coconut River Estates Association, offering a private boat ramp and kayak launch with direct access to the Gordon River and Gulf waters. Boating enthusiasts, kayakers, anglers, and nature lovers will appreciate the opportunity to enjoy the Southwest Florida waterfront lifestyle without paying waterfront taxes.
Located in a quiet, established neighborhood with low HOA fees of only approximately $45/month and NO rental restrictions, this property presents an exceptional investment opportunity for short-term rentals, seasonal rentals, Airbnb income potential, or full-time Naples living.
Additional highlights include:
* Newer roof (2021)
* Concrete block construction
* 2-car attached garage
* Oversized driveway
* Community pool
* Mature tree-lined streets
* Excellent school district
* Close proximity to I-75, shopping, dining, golf courses, parks, and entertainment
Whether you are searching for a Naples investment property, seasonal retreat, vacation home, or full-time Florida residence, 2499 River Reach Drive delivers unbeatable value, location, flexibility, and lifestyle in the heart of Naples.
Experience the best of Southwest Florida living just minutes from world-famous white sand beaches, luxury shopping, waterfront dining, boating, golf, and everything that makes Naples one of Florida’s most sought-after destinations.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$639,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $511,200 | $511,200 | $511,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.650% | 5.866% |
| Monthly Tax Payment | $481 | $481 | $481 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,106 | $3,231 | $4,211 |
| Total Monthly Payment | $3,679 | $3,804 | $4,784 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.