16923 MELISSA ANN DRIVE, Lutz, FL, Florida, property flyer

16923 MELISSA ANN DRIVE, Lutz, FL, 33558 | $693,700

Beautifully updated and spacious 4-bedroom, 3-bath home located in the highly desirable Lakeshore Estates community. Surrounded by conservation lots and natural beauty, this home offers a peaceful setting with easy access to the Northdale Lake Park Trailhead and Lake Park. No CDD and remarkably low annual HOA fees - a rare combination. From the moment you walk in, you'll notice the bright and open feel of this 2, 322 sq. ft. home. The functional layout features high ceilings, abundant natural light, new LED recessed lighting, new fixtures, and luxury vinyl plank flooring throughout. The open 3-way split floor plan offers excellent flow, privacy, and flexibility. The spacious kitchen features quartz countertops, a designer backsplash, soft-close cabinets, a generous island, updated appliances, an oversized sink, a water filtration system, and an optional gas hookup for the range. The primary suite includes his and hers closets, patio access, dual vanities, a walk-in shower, a relaxing soaking tub, and a retreat atmosphere that feels like a luxury resort. All three bathrooms have been fully renovated. Major updates include a new roof (2023), new gutters (2025), gas water heater (2024), a heat/cool smart thermostat, updated fixtures, a full ADT smart home alarm system, and much more. The 3-car garage provides ample space for vehicles and storage, with an original Tesla Wall Connector installed. Large sliding glass doors open to a screened and tiled porch overlooking a deep, oversized backyard with no rear neighbors - just peaceful green views. Conveniently located near highly regarded schools, this home is truly move-in ready and offers the lifestyle and convenience today's buyers are looking for. Want a truly turnkey option? All furniture is available for purchase - move in with nothing but your suitcase. This home delivers comfort, privacy, nature, and convenience, with easy access to Veterans Expressway and Dale Mabry. Schedule your showing today and experience everything this home and its incredible location have to offer.

Features

Rooms: 12
Bedrooms: 4
Baths: 3 full
Laundry: Inside
Year Built: 2001
Garage: 3-car
Heating: Central

Cooling: Central Air
Approx Sq. Feet: 2,322
Acreage: 0.28
Est. Taxes: $10,218
HOA Fee: $595 Annually
Elem. School: Schwarzkopf-HB
Middle School: Martinez-HB

High School: Steinbrenner High School
Pet Policy: Yes
Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System
MLS#: O6408945
Days on Market: 1 day
Website: https://www.raveis.com
/prop/O6408945/16923melissaanndrive_lutz_fl?source=qrflyer

This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/30/2026 2:08:20 AM)
Listing courtesy of Beycome of Florida LLC Phone: 804-656-5007

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

Market your home to realize a quick sale at the best possible price
Place up to 20+ photos of your home on our website, raveis.com
Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
Showcase your home on raveis.com with a larger and more prominent format
Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
Has access to hundreds of loan programs, all at competitive rates
Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

Will Provide a home insurance quote within 24 hours
Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

16923 MELISSA ANN DRIVE, Lutz, FL, 33558

$693,700

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$554,960	$554,960	$554,960
Term	360 months	360 months	180 months
Initial Interest Rate**	5.990%	6.375%	5.625%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	6.370%	6.524%	5.866%
Monthly Tax Payment	$852	$852	$852
H/O Insurance Payment	$92	$92	$92
Initial Principal & Interest Pmt	$3,324	$3,462	$4,571
Total Monthly Payment	$4,268	$4,406	$5,515

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.