4 1st Street, Other, NY, 12033 | $435,000

Welcome to Bluebird Bungalow, a 1911 Arts and Crafts residence in the historic village of Castleton-on-Hudson. Set on three quarters of an acre with Hudson River views, the home sits comfortably within the historic district, with original woodwork and Arts and Crafts details intact and updated for today. Among its defining features are a river-facing porch, an enclosed sunroom, a Danish wood stove, perennial gardens, and a garage with workshop. Just fifteen minutes to Albany, this home is within easy reach of Hudson, Kinderhook, and Troy. Original wood casing, crown molding, and garden-facing windows speak directly to the Arts and Crafts tradition of bringing the natural landscape into daily domestic life. Walls of windows flood the home with natural light throughout the day. A window seat, built-in bookshelves, modernized vintage push-button light switches and new Rejuvenation light fixtures give the home a personality that is distinctly its own. The main floor flows naturally from the living room through the dining area and into the eat-in kitchen, which includes a new Whirlpool dishwasher. A laundry closet with new LG washer and dryer, a mudroom with built-in storage, and two bedrooms and a bathroom round out the main floor. A spiral staircase leads to the primary bedroom, which has a warm, cabin-like quality, and its own three-quarter bathroom. Five new Mitsubishi Hyper Heat heat pumps provide efficient, whole-home heating and cooling in even the coldest months. The garage, insulated with rockwool, is large enough to fit an SUV and home gym, and is equipped with a workshop and workbench. The enclosed sunroom, lined with vintage windows, connects the interior to the deck and the gardens beyond, creating an easy flow between inside and outside in every season. Outdoors, three quarters of an acre have been cultivated with care: a pollinator garden lines the northern border, joined by two raised cedar beds, a perennial garden with peonies, and newly planted native white pines, a cherry tree, and two apple trees. The river-facing porch is oriented to the Hudson and the passage of ships at sunset. In winter, when the tree canopy drops, the river comes fully into view from the living and dining room windows, and the wood stove keeps the rooms warm against the cold. In summer, the same canopy closes over the property, providing shade and the feeling of seclusion that belies how connected this address actually is. This charming home sits on a double lot surrounded by lush gardens and is built for slow, attentive living. With Schodack Island State Park and Rail Trail entrances nearby, this home is just fifteen minutes to Albany, and within easy reach of Hudson, Kinderhook, and Troy.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Craftsman
  • Year Built: 1911
  • Garage: 5-car
  • Heating: Heat Pump
  • Cooling: Electric
  • Basement: Crawl Space, Partial, Unfinished, Walk-Out Access
  • Approx Sq. Feet: 1,324
  • Acreage: 0.73
  • Est. Taxes: $6,495
  • Lot Desc: Garden, Level, Part Wooded, Private, Sloped, Views, Wooded
  • View: Mountain(s), River, Trees/Woods, Water
  • Elem. School: Van Rensselaer Elementary School
  • Middle School: Rensselaer Junior/Senior High
  • High School: Rensselaer Junior/Senior High
  • School District: Rensselaer
  • Appliances: Dishwasher, Dryer, Freezer, Microwave, Oven, Range, Refrigerator, Washer, Solar Hot Water
  • MLS#: 1004859
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/1004859/41ststreet_other_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of HOULIHAN LAWRENCE, INC   Phone: 518-822-0300

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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4 1st Street, Other, NY, 12033

$435,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $348,000 $348,000 $348,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.358% 6.640% 5.952%
Monthly Tax Payment $541 $541 $541
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,084 $2,197 $2,890
Total Monthly Payment $2,700 $2,813 $3,506

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.