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Welcome home to 18 Harvard Street, a beautifully renovated, move-in-ready ranch offering the perfect blend of modern upgrades and single-level convenience in a desirable Rochester neighborhood. From the moment you arrive, you will appreciate the ease of single-story living paired with fresh, contemporary updates throughout the entire home. Step inside to a bright and welcoming layout featuring a fully updated kitchen equipped with stainless steel appliances and ample counter space. The seamless flow of the living spaces makes day-to-day living and entertaining a breeze. Adding to the convenience is the attached one-car garage, keeping you warm and dry during New England winters while providing excellent additional storage space. The highlights continue outdoors with a fenced-in backyard that serves as your own private oasis. It is the perfect secure space for pets to roam, weekend barbecues, gardening, or just relaxing in the fresh air. Situated in a convenient location just minutes from local schools, shopping, dining, and major commuter routes, this turnkey gem leaves nothing left for you to do but move right in. Join us at the open houses Saturday 5/30 and Sunday 5/31 from 12: 00pm-2: 00pm!
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/30/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $360 | $360 | $360 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,864 | $1,941 | $2,563 |
| Total Monthly Payment | $2,299 | $2,376 | $2,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.