924 VIRGINIA AVENUE, St. Cloud, FL, 34769 | $285,000

DON'T WANT TO MISS THIS ONE! JUST BRING YOUR CLOTHES AND TOOTHBRUSH! From the moment you enter this home if feels like you walked into a model home! ALL FURNISHINGS CONVEY! No expense was spared on the upgrades to this property. Luxury vinyl throughout. Top of the line finishes. Both bathrooms are equipped with Vent fans that are WiFi and can also be used as a radio while showering or getting ready as well as a night light with 3 colors available. Vanity mirrors are equipped with touch lighting as well as New Vanities with composite tops. New stunning triple paned decorative glass entry way door with touch pad entry and WiFi capabilities to lock or unlock from your phone. New Larson full glass storm door. The kitchen has beautiful granite counters that are complimented by stone backsplash. Cabinets all have soft close feature a well. Instant hot water faucet has been added for time saving convenience. Fridge Air Gallery series stove and microwave. Recently purchased GE Refrigerator as well has LG washer and Dryer with all the bells and whistles. New custom lighting and chandeliers throughout. Both bedroom walk-in closets have custom organizer and shelving. Both bedrooms have Saatva mattresses and new bedding. Living room has duel white leather electric couches and electric fire place. Come see this amazing opportunity to own this show place!

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 27.42 x 60
  • Laundry: Laundry Room
  • Style: Patio
  • Year Built: 1981
  • Garage: Assigned, Guest
  • Heating: Central
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 1,113
  • Acreage: 0.04
  • Lot Size: 27.42 x 60
  • Est. Taxes: $3,235
  • HOA Fee: $1,800 Annually
  • Lot Desc: Sidewalk
  • View: Park/Greenbelt
  • Pet Policy: Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: S5150688
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5150688/924virginiaavenue_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/2/2026 2:47:25 AM)
Listing courtesy of IRON VALLEY REAL ESTATE OSCEOL   Phone: 407-698-4663

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

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Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

924 VIRGINIA AVENUE, St. Cloud, FL, 34769

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $270 $270 $270
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,366 $1,422 $1,878
Total Monthly Payment $1,711 $1,767 $2,223

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.